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binary options on stocks. why binary tree , binary is base what , binary or forex , binary vs ternary ,are binary options legal , how binary options work , why trade binary ,binary options no deposit bonus submitted by Binaryopts to u/Binaryopts [link] [comments]

IS IT LEGAL TO TRADE BINARY OPTIONS?

http://finawiki.com/content/is-it-legal-to-trade-binary-options/

A binary option is a financial exotic option in which the payoff is either some fixed monetary amount or nothing at all. The two main types of binary optionsare the cash-or-nothing binary option and the asset-or-nothing binary option.
submitted by Dieterich7 to FINAWIKI [link] [comments]

OBLIGATORY FILLER MATERIAL – ESCAPE FROM STALAG SULTANATE, Part 1

That reminds me of a story.
“HELLFIRE AND DALMATIANS!” I shouted to no one in particular.
“What’s the problem, dear?” Esme asks in that way she has of telling me to calm down without having to say it directly.
“This bloody fucking country. A day late and several dollars short.” I fume. “Can’t get a new liquor license because of the bloody COVID. Can’t go to a hotel bar and have a snort because of the bloody COVID. Can’t even slip across the border to Dubai and soak up some room service and buckets of complimentary cocktails because of the bloody COVID.”
Yes, the Sultanate of Oman, in its infinitesimal wisdom, has traditionally followed other GCC countries by at least three months in making any sort of proclamations regarding this latest bugaboo: the hideous, deadly, itchy, loathsome, and possibly serially bent, noxious, pandemical COVID-19; aka, this pandemic’s entry for flu.
Their response is one of immense knee-jerk without first having thought of the consequences.
“Bloody lockdown, 2100 to 0700. What is this, the whole fucking country’s been bad and now being sent to bed without any supper?” I wondered aloud. “Idiot benchodes.”
Even Esme couldn’t come up with a rejoinder to that.
“Plus they close all the bars. And all the hotels. And the fucking bottle shops. It’s not enough that these fucking Muppets jack the ‘sin tax’ on booze and cigars by 100%, now they’re not even legally available.” I swore.
Of course, once you’ve spent even a small portion of the time that I have in the Middle East, you have your connections. Your system. Your access to the seedy underbelly of any society; the venerable Black Market.
Jesus Q. Christ on toast with baked beans, fried tomatoes, black pudding, and mushrooms, I could get most anything in the Middle East, be it legal, shady, or just plain illegal. However, before you all recoil in horror that the venerable Dr. Rocknocker dabbles in the prohibited, just remember: the ends always dojustify the means.
“I'm telling you, Esme dear; this Gulf story is getting too complicated. The weasels have started closing in.” I complain to Es as she hands me a fresh drink.
“Do you think…?” Esme asks expectantly.
Esme is more than ready to go. I’ve used this place as a base of operations for years whilst I wear out the Omani legal system suing those asswipes that think just because they’re local and I’m a kafir, they’re immune to the law.
I’ve spent a long, profitable and time-consuming period of the last few years proving them wrong.
But, time was marching onwards. I agreed with Esme, we’ve milked this particular cash cow dry. It was time to hitch up our bootstraps, call it a day, and get the hell out of Dodge.
But not before I took care of a few loose ends.
Now, the country had recently lost its venerable Sultan, who croaked back in January of this year.
Sultan Qaboos was a good egg, friend to expat and local alike. Did a shitload of good for this benighted Middle East sandpit. Dragged it kicking and screaming out of the 12th century into, well, not exactly the 21st, but a whole hell of a lot closer.
He realized that he needed revolutionary, not evolutionary change in the country. By revolutionary, he needed American, British, Canadian, and the like Western Expats here to do the heavy thinking and lifting and Eastern Expats like Indians, Bangladeshis and Nepalese to do all the scut work.
Yeah, I know. That sounds racist as fuck, but sometimes that’s the way the ball bounced.
Simple evolution of society where Omanis graduated the local equivalent of grade school, through high school, into University, and finally into Entry level jobs in the oil and gas industry wasn’t going to cut it. Took too long and the country needed a serious cash flow now.
So, that’s what he did. And it worked a treat.
Then he died.
And his chosen took over.
Except his chosen was pretty much antithetical to everything the previous and very revered and successful, Sultan wanted.
Soon, there are 100% ‘sin taxes’ aimed directly at the western expats. Tourists included.
Then there’s quotas and ‘Letters of No Objection’, which are impossible to get so that the Eastern Expats can’t switch jobs.
Then, there are Sultanic proclamations of new taxes on tourists, new taxes on fast food, new taxes on this, that and the other. Then there’s, in his own words, “Oman is for Omanis”, blatantly ridiculous and xenophobic Omanization, and the general swipe at all expats.
“GET OUT.”
This was the clear message of the new sultan.
He wanted to take over and possibly nationalize all the oil workings in the country.
Ask Venezuela, Iran, and Myanmar how well that worked out for them.
Then he wants all expats out on their asses. He wants Omanis to take over all the jobs, even though they’re nowhere near educated nor experienced enough for the positions. Then take up the massive GDP slack in lower oil production and oil prices with tourism.
Given everything else, that last line should be enough to get him off the throne.
He’s fucking nuts if he thinks people are going to want to cruise or overland anywhere near a place where foreigners are seen only as a cash supply, are despised, and would welcome these all new 100% tax levies.
Be that as it may, Esme and I decided that we have had enough of 135O F summer temperatures, virtual house arrest under the guise of a COVID lockdown, and idiots who were the only ones stupid or twisted enough not to vamoose when the great, big bloody letters were clearly written on the wall.
But, there was the physical act of getting out of the country.
Now, I had plenty of strings which I could pull, but I decided I’d start low and save those until we really needed them.
So low, in fact, we went to the US Embassy in Muscat.
“How low can you go?” reverberated through my head.
What a haven of sad-sacks, flubadubs, and third rate hobbyists.
Was either Esme or I surprised that when we finally secured an invitation to the embassy, that required a bit of string-pulling with the ex-Ambassador to Oman, now in Kabul; that besides the peach-fuzz faced Marine guarding the place, we were the only Americans in the joint?
“This is American soil!” I laughed, as I pulled out a huge Cuban cigar and was immediately told to extinguish it. “We’re as American as apple pie and napalm! We file our fucking 1040s every April; I pay my fucking long-distance taxes and demand US assistance to vacate this gloomy place of sandy, sweaty, sultry Sturm und Drang!”
“Shut up, Rock”, Esme chided me, “They don’t understand English. Much less, the florid English the way you trowel it on.”
“Fuckbuckets”, I remonstrated. “Here I had memorized the whole Patrick Henry speech he made to the Second Virginia Convention on March 23, 1775, at St. John's Church in Richmond, Virginia. Troglodytes. No admiration for the classics.”
“Rock, dear?” Esme noted, “It’s almost 1100 hours. Best to get to our appointment.”
True, our appointment was slated for 1100 hours. But around here, anything starting within three hours of the stated time was considered close enough.
We dragged ourselves, none too cheerfully, to the waiting room. Once we pried open the door, there was the usual “If you hear a high pitched wail, hit the deck” signs, and other things one could do while kissing one’s ass goodbye if there was a terrorist attack, we had a whole new slew of bullshit with which to deal.
“Social distancing. 6 feet. Or if you’re from Baja Canada, 1 cow’s length.”
“Must wear a mask. Bandanna, bandoliers, and large-caliber weapons or sombrero optional.”
“No sitting. Faux Naugahyde seats are too difficult to sterilize. You must stand at attention, do not talk amongst yourselves, and remain patient until your number is called.”
“Well, fuck!”, I snorted quietly, as I raised my first secret flask in rapt attention to our old glory of red, white, and blue.
“Good thing they didn’t say nothin’ about getting a load on. If I’m going to be treated like cattle, I’m going to at least have something to chew on in the process.”
“Oh, lord”, Esme grumbled, “You didn’t bring that Japanese Rye Whiskey with you, did you?”
“ルハイム”, I said, which is Japanese for “L’chaim”!
“Oh, hell”, Esme grinned as she borrowed my flask, “This is going to be a long day.”
I began to protest but remembered that I was wearing my Agency-issued field vest. I must have had at least 5 or 6 more flasks lurking around in those pockets somewhere.
Funny aside: they don’t bother with my going through an X-ray machine nor do they confiscate my phone, radio, knives, nor other field equipment when I go to the US Embassy.
It took them almost two solid hours last time, and by the time they got to my Brunton Compass, emergency flasks, a few spare blasting cap boosters, and saw the label sewn into the back of my vest, they decided they’d just send Rack and Ruin some evil Emails and let me pass unmolested.
“I’ll drink to that”, I say as I raise a flask as the locals raise an eyebrow. “Courtesy of Atheists International. We’re here for your children…”
The collective gasps and growls indicate they weren’t happy with me or my betrothed.
“Don’t care, Buckwheat”, I smiled, “Never did, never will. We’re out of here for good. You can curse my name all you want then. But, then again, why you standing in the American Embassy trying to get a visa to visit the land of the great evil empire?”
All the locals and most of the Eastern Expats crowded into a corner as far away from us as they physically could.
“BOO!” I snickered over a shot of Wild Turkey 101 Rye.
“Now serving number 58! Number 58!” came the call over the tannoy.
“Look at that”, I remarked to Es as I stashed both our flasks, “It’s only 12:35. Record time.”
We both shimmy into the glass-fronted and presumably bullet- but not C-4 resistant- glass.
We pick up the telephones there and acknowledge that we are who we said we were.
The East Indian fella, one Harsh Talavalakar, behind the multiple layers of glass asked us why we were here.
“Didn’t you read the appointment card?” I asked, “We’re here to have Uncle Sam get us passage out of this sordid and sultry place.”
“You are American citizens?” he asked, vacantly.
“That’s what it says on appointment cards and these here blue passports,” I replied.
“Well, how was I to know?” he scoffed, returning to his half-consumed powdered sugar doughnut.
“Maybe read the appointment card and see that we are US Citizens here on the behest of Ambassador Bethesda Orun?” I replied.
“Like I have time to read everything that comes across my desk”, he scoffed again.
I tapped on the glass to make certain I had his full attention.
“Look here, Herr Harsh. I’m not sure how you got this job at the American Consulate but want to be very clear with you. My wife and I are residents of this place for the last 20 years. We’re American citizens of very high standing and have more high powered connections than an Arduino in a nuclear power station. We have direct connections with Langley, Virginia and if you want to retain your cushy job, you’ll put down that fucking doughnut and pay very rapt attention to the two Americans standing here who are getting more and more irritated with some Indian benchode that doesn’t think he has to really do his job. You savvy? You diggin’ me, Beaumont
I guess the benchode got his attention. The two scowls he received from Esme and myself sort of cemented the idea that we’re not too pleased and not with to be trifled.
“Yes, sir?” he said, “And ma’am”, as Harsh quickly corrected himself as the doughnut disappeared.
“We want out. Gone. Vamoose. Outta here. AMF. You got me?” he nods behind the shatterprone glass.
“Now I know the borders are sealed and the airport’s closed, but fuck that. We want out and we want gone for good. I can’t make that much simpler or clearer. Get after it, son.” I said, as seriously as I could.
“Well, sir”, he began, “ The airport’s closed…”
“Are you deaf or born stupid and been losing ground ever since?” I asked, rhetorically. “I know that. We all know that. My HAT knows that. So, what devious little plan does the US Embassy have in store in just such an unsavory situation?”
“Well”, he chokes a bit, “There’s this unofficial lottery where America citizens are issued random numbers and if their number comes up, there are seats made available on special clandestine charter flights.”
Considering that Es and I are some of the last American citizens left in the country, I thought our chances might be pretty good.
“OK”, I said, “Let us have two of your finest numbers.”
“Yes, sir”, he said, “That will be US$500 total.”
“Excuse me?” I said.
“Oh, yes”, he smirked, “US$250 per number. Chances are you’ll never be called, but with these numbers, at least you stand a chance.”
“OK”, I said, “Forget the numbers. I want your name and operating number. I’ve got a report to file that’s due in Virginia before breakfast.”
“Oh, sir”, he smirked more, “I cannot release that information. Thanking you. Now be having a good day.” And he slammed the supposedly bulletproof shield between himself and Es and me.
“Bulletproof? Maybe. Nitro proof? No fucking way.” I groused as I fished out a couple of blasting cap superfast boosters.
“Calm down, dear”, Esme smiled to me as we walked out, “When he wasn’t looking, I took his picture, got his operating number, and full name. In fact, I think I got some information on where he lives…”
In the cab on the way back to our villa, I reviewed and confirmed Es’s subterfuge. Flasks number 6 and 8 needed serious replenishment by the time we arrived home.
“That’s fucking right, Ruin.” I yelled over the phone, “We need extraction. And now. Along with our personal effects and a few hundredweight of ‘don’t ask, don’t tell’ boxes of stuff we need to be transported.”
“Well, Rock”, Agent Ruin replied, “That’s a tall order. Usually, extraction is for one person and the stuff they’re wearing. Tell you what. Let Rack and I work on it for a week or so. We’ll arrange transport of your personal effects, then we’ll see about getting you and Esme to Dubai. At least there, you can order a plane. Hell, knowing you, you’ll get Tony Stark to fly in and provide door to door service. Sit tight. We’ll be back in touch.”
“Good!” I say as I slam the phone down. With these newfangled cellphone telephone instruments, they lack the same sort of satisfying “KER FUCKING CLANG” the old landlines used to have.
“Es!”, I yelled, “Start packing. We’re due out of here within a week.”
That meant we needed to do some packing triage:
• Things going home with us.
• Things being shipped.
• Things being sold.
• Things being left behind.
• Things no one was about to get their furry little mitts on.
“Oh, fuck!”, I startled. I had just remembered the John Wick-ian stash of various explosives, and adjunct materials I had buried in the basement. Obviously, I couldn’t take it home with me, I couldn’t sell it, and I sure as festering frothing fuck wasn’t going to leave it here.
I needed to call one of my more shifty and swarthy friends and arrange for passage out to the deep, dark desert. Around the area where the new sultan had opened a couple of brand new landfills.
Looks like I was going to expand them a few meters once we disposed of the few hundred kilos of accumulation I attained over the last few years.
See, I’m a packrat. I never leave nor toss anything that might be convenient. Might have a benefit. Might prove to be useful sometime down the line.
So, I’ve accumulated a bit of kit.
Like…well…a few hundred sticks of Du Pont 60% Extra Fast Dynamite. A couple dozen spools of Z-4 Primacord, in various degrees of fullness. A shitload of C-4; enough bricks for a Floydian wall. A couple, well, a dozen, well, two dozen cases of binary liquid explosives. Hey, this stuff is hard to come by…
Continuing, several thousand blasting caps and superfast flash blasting cap boosters. Some mercury fulminate. Some nitrogen triiodide. A couple tens of pounds of PETN. An equal amount of RDX. A few Erlenmeyer flasks full of shit even I’m not certain of what it is…
Oh.
And a few kilos of freshly decanted, raw nitroglycerin; packed in sturdy wooden boxes lined with new fuzzy lamb’s wool.
Not that much. Just 10 or 12 kilos.
Yeah. I can’t leave that here. Even a small accident with this stuff would lay waste to not only our villa; but my landlord’s villa with whom we share a common wall.
Besides, as Omanis go, my landlord was the only dishdasha dressed denizen for which I had any respect or admiration. He was a good guy. I needed to return his villa at least in some semblance of what I received when we first rented from him.
So, I had to dispose of many, many billions of kilojoules of potential energy. I needed to do this out in a distant and far away from prying ears and eyes regions and I needed a truck to haul this stuff out to the range.
To be continued…
submitted by Rocknocker to Rocknocker [link] [comments]

My uneventful hysterectomy experience + smooth recovery at 4 1/2 weeks postop

I'd like to show my thanks for you folks who have provided so many useful tips on this sub by sharing my fairly standard/normal hysterectomy experience and week by week recovery. It's a long, detailed post but TL;DR: my experience is similar to folks who have had a normal recovery with no complications and manageable pain and discomfort and I highly recommend surgery! (I'm including insomnia and mood swings as normal, since I kept my ovaries and I'm coming off hormonal medication as well, lol.)
I waited until 4 weeks before posting because even though I felt great during the first few days after surgery, I wanted to wait and see if complications and weird stuff popped up afterwards. Nope! It has been a delightfully smooth recovery: only very little spotting 2 days after surgery then no bleeding even up until now. My surgeon checked out my vaginal cuff 3 1/12 post-op and she said it was healing nicely, no pain when she touched the cuff and no bleeding.
Background:
How the weeks played out post-op:
What helped me pre- and post-op:
Please feel free to ask questions, I'm happy to help! I hope your surgery goes smoothly as well and for those recovering, I hope your recovery continues to be smooth sailing. :)
submitted by tarpfest to hysterectomy [link] [comments]

Should you try shooting sports?

 Many people who get interested in guns and start shooting soon find out that there are a number of shooting sports out there. A lot of those shooters wonder whether that kind of shooting is for them. Maybe they’re not good enough? Maybe it’s only for the really hard core shooters? Maybe it’s super expensive? Maybe you have to be invited, or know a member of the club, or be former military? Do you have to be a really competitive person to enjoy it? Should you delay getting into the game until you are “good enough”? This post is intended to answer some of those questions. The short answer is that if you’ve been shooting long enough to safely handle a gun around others, know how to generally operate your firearm(s), and can hit where you are aiming at least some of the time, you can start playing shooting sports. At least in the United States, that is – the barriers can be higher in some other countries. But there are robust competitive shooting communities in a lot of countries around the world, including most of western Europe and other places you might not expect. Let’s run down some of the reasons people delay or avoid trying their hand at a gun game. 
• I’m worried I’m not good enough.” Good enough to WHAT? To win? You’re NOT. Not good enough to WIN against people who have been playing these games for years. But that’s OK. Nobody would expect a new guy or gal to show up and win. What competitive shooters care about in terms of the new participant is: safety; attitude; safety; willingness to learn and help; and safety.
OK, you get it. By and large, when a new shooter shows up to a match/game/field/whatever, the existing players don’t wonder “how good is he going to be?” They wonder “how safe is he going to be?” If you are a safe gun handler, you’re about 85% of the way home. If you’re interested in learning about the game, generally pleasant to be around, and, if needed, willing to lend a hand to keep the match going, chances are really, really good you will be welcome REGARDLESS of how you shoot.
• “I just want to wait until I’m a little better.” Guess what? No matter how long you wait (or practice on your own), you’re probably not going to get good enough to show up and dominate out of the gate. Do you think you’ll get better faster by practicing alone, in isolation, with no learning sources except youtube and a subreddit? Or by meeting lots of really experienced shooters, getting to watch what they do up close, getting to ask questions of them, getting objective feedback on how you’re doing, etc.? Right, the latter. Wherever your shooting skill is right now, if you start competing tomorrow, you’ll be a better shooter this time next year than if you wait and start competing in a year.
• “I’m not really a competitive person, and I don’t like super competitive people, trash talking, people trying to wager, etc.” Don’t worry. A lot of people who shoot the gun games do it because they LOVE TO SHOOT and gun games offer the most interesting shooting challenges… not because they feel the need to dominate others. There are actually relatively few intensely competitive people in many of the gun games – and they’re not going to be trying to flex on the new guy or gal. Sometimes you’ll overhear some good natured ribbing among friends, but shooting sports people are overwhelmingly encouraging to others while being very hard on THEMSELVES. There are lots of people who have shot for years and never won a darn thing. But they’ve made a lot of friends, learned a lot, had a lot of good times, etc. Competitive outcomes are secondary for a LOT of people.
• “I’m worried it’s too expensive.” OK, this one does have a tiny kernel of truth, depending on the game. There are a small number of gun games where even the entry level gear is pretty expensive, but in most gun games the gear is either not that impactful on outcomes or there are equipment divisions that keep things under control and create some relatively inexpensive options. If you’ve got a service-grade/field-grade gun, chances are good there’s some game you can use it in where you’re not just taking a tricycle to a motocross rally.
The more significant aspect is that people who get into gun games tend to shoot a lot. You will find shooting in games is more fun than static range work, so you’ll want to shoot matches. You’ll also want to improve (and you’ll have good ideas and information about how to do it), so you’ll want to practice more. It varies by game, but if you fall down the rabbit hole on, for example, USPSA, you might end up shooting 10,000 rounds in a year and be far from the highest-volume shooter in your immediate circle! But that’s self-directed/driven. If you can afford to shoot 500 rounds a month for the pistol games or the shotgun games, or half or a quarter of that for the accuracy-oriented rifle games, you can play and make progress. But you will end up spending more on ammo. That’s one reason so many competitive shooters take up reloading!
• “I’m worried my gear isn’t legal.” Possibly. But it’s probably legal for some game, or can be traded for other gear that is legal. Although plenty of people get into competitive shooting and end up buying specialized competition gear (guns and other stuff), most gun games don’t have a whole lot of crazy rules designed to keep people OUT. Most of the gear rules are to control stuff that would be a competitive advantage, not set some minimum floor of baller-ness. In my preferred game (USPSA), you can rock a Hi-Point if you want… but not a binary trigger.
• “Do I have to be invited?” In the United States, generally the answer is no. Most of the more popular games are open to anyone who pays the appropriate match or other fees, agrees to abide by the rules, is legally allowed to possess firearms, etc. That goes even for a lot of matches that are held at otherwise-private, member’s-only facilities. The national governing organization for most of the sports will help you find local matches/events and contact information for the people who run them. You can then easily email, call, or message those local folks, and they’ll be happy to tell you if the match is open to the general public – chances are very, very good it is, and that they will want you to come!
• “I’m worried I won’t like anyone, and they won’t like me.” There are no guarantees, but the minute you show up, you’ve got a big plus in your column – you’re also someone interested in guns and maybe the game everyone else there already loves. In most of the gun games, there is quite a bit of standing around and talking, and you’ll get to know people quickly – but because there is a game going on, there’s no painful small talk. You can just talk about the sport! It’s super easy social interaction, even for introverts. “I’m worried it will just make going to the square/lane range kind of boring by comparison.” That one’s true, just like scuba diving the great barrier reef makes swimming laps in the pool kinda boring.
So if those are the big reasons for people not to try shooting sports, what are the reasons to try it?
• It will make you a better shooter. • It will make you a safer shooter. • You will almost surely make new friends. • It will launch you on a new hobby and journey of discovery.
“Eh, I’m still on the fence.” OK. Go watch one of the gun games. Most of the sports are perfectly happy to have people watch a match and talk to participants. These aren’t really big spectator sports, but most of us will gladly explain what’s going on, what gear you need, the basics of the rules, etc., to someone who shows up and is just curious.
“OK, that sounds kind of interesting in the abstract… how do I know which game to try?” That’s another post. If people want it, I’ll be happy to post that, too, in a few days.
submitted by Madeitup75 to Informedgunowners [link] [comments]

Different type of Non-NFA Other firearms

Wondering what do you guys think about https://franklinarmory.com/reformation-rs11/. Based on their website, it's Non-NFA Other because it doesn't have a rifled barrel (twist 0x0)
Based on other sources (https://www.tactical-life.com/firearms/special-weapons/franklin-armory-reformation-firearm/), it can get to 4 MOA. So it can easily be used in CQB which is certainly an option for self-defense type of firearm. They sell it with a regular and binary trigger, but I believe the binary trigger is not legal in NJ.
submitted by Bandit300x4 to NJGuns [link] [comments]

Voices needed: Rust compiler privacy issues

saw on privacy and hackernews that the rust compiler leaks usernames and paths, might be other stuff not yet found, and voices are needed to speak out against this. also thought i saw something similar on twitter about this.
many people use their actual names, or in the case of windows, names from microsoft accounts as their pc logins. this means if they share a release binary they can be doxxed by the rust team due to what they embed in the binary. made worse since even if they find it getting something removed from crates.io is difficult if not impossible. so their info is out there with no recourse.
ci isnt always an option or some dont know how to use so this shouldnt be expected that everyone ci all projects all the time. and what if they do use ci on proprietary business systems, possibly leaking buisiness secrets or info. a type of dox at best, or legal issue at worst.
dont think of just yourself but fellow devs who may use rust. rust is getting a great rep but this may cause issues with this. as said nobody knows what else they hide and this could set a bad prescedent.
please add your voices to get this fixed and not set a precedent like this going forward. as far as i know no other languages do similar type of underhanded behavior.
also: ignoring the privacy issues this causes issues with reproducible builds. something i build on my machine is different then if its on another because the username is different at least. coupled with the fact this also causes different hashes means users cannot even be sure they dont have something tampered with.
github issues linked in other posts:
https://github.com/rust-lang/rust/issues/40552
https://github.com/rust-lang/rust/issues/75263
submitted by Ambitious-Bit4083 to rust [link] [comments]

My Beginners Guide to Choosing the Right Server

I am here to tell you the difference between commonly used Minecraft Server Variations (Paper), Minecraft APIs (Bukkit), and server connectors (Bungee).
Minecraft Servers:

  1. Vanilla: Vanilla is the official server that is downloadable on Mojang’s website. This is officially supported and endorsed by Mojang. There are no modifications and is almost the same as a constantly running LAN game.
  2. CraftBukkit: CraftBukkit is the original modified Minecraft server. It has the ability to run plugins and is a modification of Minecraft’s code. CraftBukkit was partially shut down due to copyright issues with Mojang. Now the only way to get it is through BuildTools by Spigot. {Uses Bukkit API}
  3. Spigot: A fork of CraftBukkit. Spigot was created to do right to the things CraftBukkit did wrong. Spigot is one of the most popular servers to run. It has optimizations, more settings, and solved the legal issue that CraftBukkit had. This was done through BuildTools. It basically is the officials server but more complicated to that the binary is not the same. This means that you have to compile the server on your own, though it really only requires a few clicks. Spigot also has an extended API. This allows many more plugin options and more possibilities. {Uses Spigot API}
  4. Paper: A fork of Spigot. Spigot is getting slower and people don’t like running BuildTools. There are also many unfixed exploits and bugs in the Spigot code. That is where Paper comes int. As a fork of Spigot, it can also run plugins. Paper also has it’s own extended API of Spigot API. This adds even more features. Paper is considered by many the best Minecraft server to run due to the fact that it is faster than Spigot, has more options than Spigot, and has many bug fixes that Spigot doesn’t have. Another plus of Paper is that there is no BuildTools. You just download and run the jar. They have already compiled the code for you meaning you just put it in a folder and run it. {Uses Paper API}
  5. Forge: A server for Mods. Forge is a modded server. It also has a modded client. Plugins differ from mods because mods require client side modifications. Basically you can join a server with plugins from any Minecraft client but you can only join a Forge server from a modded client. The advantage of mods is that it completely changes Minecraft. Mods have the ability to edit practically every line of Minecraft’s code making it the most customizable out of all of the servers. However, it requires a modded client and requires stronger hardware. {Uses Forge}
  6. Sponge: Sponge was made to be an optimized forge server. In other words what Sponge is to Forge is what Spigot was to CraftBukkit. Sponge uses forge in the server but provides many optimizations and bug fixes. The only downfall is that it lost support after 1.12 likely due to Minecraft practically being rewritten and the developers not being able to keep up {Uses Sponge API}
Next we have the API that allows plugins to run. Note: These won’t work on Vanilla and only work on certain servers:

  1. Bukkit API: The original plugin API. Bukkit API is the base for most of the Modern APIs. Bukkit provides many features. If you are developing a plugin, you are likely using some version of this. It is integrated into CraftBukkit.
  2. Spigot API: The popular fork of Bukkit API. Spigot API is a better version of Bukkit API and it has additional features. This is the most commonly used API. It is integrated into Spigot.
  3. Paper API: A fork of Spigot API. Paper API is Spigot API with more classes. Paper API would be the best API but a majority of servers are still on Spigot. It is integrated into Paper.
  4. Sponge API: Sponge API is a standalone API for developing plugins that work with Sponge. You will likely only use this if you have a Sponge server.
  5. Forge: Forge isn’t exactly an API, but it is a platform for creating mods. Forge is used by Forge and is in Forge and Sponge.
Lastly, we have the Reverse Proxy Server Connectors. These allow you to create a network of multiple servers while it still looks like 1 server. Note: Most of these will work with almost any of the Server Variations.

  1. BungeeCord: BungeeCord is one of the most popular Reverse Proxy Server Connectors. BungeeCord was created by and is maintained by the Spigot Team. BungeeCord has direct support with Spigot servers.
  2. Waterfall: Waterfall is a fork of Bungee Cord. Waterfall provides more features and customization than BungeeCord which is why it is so popular. Waterfall was created by and is maintained by PaperMC. Waterfall is designed to work with Paper.
  3. Others: There are many other forks of Spigot/Waterfall and I am too lazy to look them up. If you would like to please mention them and their features in the comments
That’s that. This is my beginners guide to Minecraft Server Variations, APIs, and Reverse Proxies.
Finally, I know what you are thinking. WHERE IS FABRIC IN THERE!
Well I don’t know or use fabric so I can’t talk much about it. There are many people more qualified that me to describe fabric. If you know fabric comment it and what it does so more people can understand it.
Also, just to point out I spent 1.5 HOURS typing this so please don’t be rude if I messed up or forgot something.
submitted by I-Is-crouton to admincraft [link] [comments]

Daughters don’t believe in church, one doesn’t believe in God

Ok, I’m struggling with my kids. I have 4 daughters. The 2 oldest are out of the home. Both left the church but still believe in God. My youngest 2 are 15 and 14. Let’s call them E and G respectively. A week or so ago, G broke down to me and said she feels like she is non-binary. She was worried her dad and wouldn’t love her anymore. I reassured her that we would always love her no matter what and that there was nothing in this universe that could make us stop loving her. I’ve known for a while that she’s been struggling with the church and her testimony. But this seemed to come out of left field. She wanted to change her name and her hair color. I told her we wouldn’t legally change her name and she was fine with that. I also told her we would not do any medical hormone therapy and she’s fine with that. She isn’t interested in that. I talked to her about what the leadership manual says about it and I just talked to her from my heart. She seems to be ok, but still feels the same way. We also let her color her hair, which she loves.
E came to me today begging to not attend seminary this year. This will be her first year. Our older girls also didn’t attend seminary and I feel like it had a lot to do with them leaving the church. Then E told me she isn’t even sure God is real. I shared my testimony with her and we talked for a while. But she begged me not to make her go to seminary. I asked her to try to have a little faith and pray again about God. She reluctantly agreed. Seminary this year is home study with one zoom meeting a week. E is extremely introverted so I thought home seminary would sound better for her.
We live in a small branch that has made things harder for our girls. I have NEVER had a problem with my testimony. It’s so hard for me to understand how they don’t see Gods’ work in the world. I guess I can kinda see it, but I’ve just never had to struggle to see God. So I don’t know what to do. We haven’t been to church since March, and probably won’t be back anytime soon because my husband is high risk. We are struggling to do lessons at home. My husband and I are both disabled and I’m pretty much bedridden so we can’t go out and do things, so we are stuck at home and all they do is play on their devices. That’s all we can do. We don’t have the money to provide them better opportunities or options of things to do. So idk what to do to help them. I feel like they are going down a hole that will be very hard for them to get out of.
Any ideas on how to help? Any good church videos I can show them? Good talks?
submitted by marysue17 to latterdaysaints [link] [comments]

Everything You Always Wanted To Know About Swaps* (*But Were Afraid To Ask)

Hello, dummies
It's your old pal, Fuzzy.
As I'm sure you've all noticed, a lot of the stuff that gets posted here is - to put it delicately - fucking ridiculous. More backwards-ass shit gets posted to wallstreetbets than you'd see on a Westboro Baptist community message board. I mean, I had a look at the daily thread yesterday and..... yeesh. I know, I know. We all make like the divine Laura Dern circa 1992 on the daily and stick our hands deep into this steaming heap of shit to find the nuggets of valuable and/or hilarious information within (thanks for reading, BTW). I agree. I love it just the way it is too. That's what makes WSB great.
What I'm getting at is that a lot of the stuff that gets posted here - notwithstanding it being funny or interesting - is just... wrong. Like, fucking your cousin wrong. And to be clear, I mean the fucking your *first* cousin kinda wrong, before my Southerners in the back get all het up (simmer down, Billy Ray - I know Mabel's twice removed on your grand-sister's side). Truly, I try to let it slide. I do my bit to try and put you on the right path. Most of the time, I sleep easy no matter how badly I've seen someone explain what a bank liquidity crisis is. But out of all of those tens of thousands of misguided, autistic attempts at understanding the world of high finance, one thing gets so consistently - so *emphatically* - fucked up and misunderstood by you retards that last night I felt obligated at the end of a long work day to pull together this edition of Finance with Fuzzy just for you. It's so serious I'm not even going to make a u/pokimane gag. Have you guessed what it is yet? Here's a clue. It's in the title of the post.
That's right, friends. Today in the neighborhood we're going to talk all about hedging in financial markets - spots, swaps, collars, forwards, CDS, synthetic CDOs, all that fun shit. Don't worry; I'm going to explain what all the scary words mean and how they impact your OTM RH positions along the way.
We're going to break it down like this. (1) "What's a hedge, Fuzzy?" (2) Common Hedging Strategies and (3) All About ISDAs and Credit Default Swaps.
Before we begin. For the nerds and JV traders in the back (and anyone else who needs to hear this up front) - I am simplifying these descriptions for the purposes of this post. I am also obviously not going to try and cover every exotic form of hedge under the sun or give a detailed summation of what caused the financial crisis. If you are interested in something specific ask a question, but don't try and impress me with your Investopedia skills or technical points I didn't cover; I will just be forced to flex my years of IRL experience on you in the comments and you'll look like a big dummy.
TL;DR? Fuck you. There is no TL;DR. You've come this far already. What's a few more paragraphs? Put down the Cheetos and try to concentrate for the next 5-7 minutes. You'll learn something, and I promise I'll be gentle.
Ready? Let's get started.
1. The Tao of Risk: Hedging as a Way of Life
The simplest way to characterize what a hedge 'is' is to imagine every action having a binary outcome. One is bad, one is good. Red lines, green lines; uppie, downie. With me so far? Good. A 'hedge' is simply the employment of a strategy to mitigate the effect of your action having the wrong binary outcome. You wanted X, but you got Z! Frowny face. A hedge strategy introduces a third outcome. If you hedged against the possibility of Z happening, then you can wind up with Y instead. Not as good as X, but not as bad as Z. The technical definition I like to give my idiot juniors is as follows:
Utilization of a defensive strategy to mitigate risk, at a fraction of the cost to capital of the risk itself.
Congratulations. You just finished Hedging 101. "But Fuzzy, that's easy! I just sold a naked call against my 95% OTM put! I'm adequately hedged!". Spoiler alert: you're not (although good work on executing a collar, which I describe below). What I'm talking about here is what would be referred to as a 'perfect hedge'; a binary outcome where downside is totally mitigated by a risk management strategy. That's not how it works IRL. Pay attention; this is the tricky part.
You can't take a single position and conclude that you're adequately hedged because risks are fluid, not static. So you need to constantly adjust your position in order to maximize the value of the hedge and insure your position. You also need to consider exposure to more than one category of risk. There are micro (specific exposure) risks, and macro (trend exposure) risks, and both need to factor into the hedge calculus.
That's why, in the real world, the value of hedging depends entirely on the design of the hedging strategy itself. Here, when we say "value" of the hedge, we're not talking about cash money - we're talking about the intrinsic value of the hedge relative to the the risk profile of your underlying exposure. To achieve this, people hedge dynamically. In wallstreetbets terms, this means that as the value of your position changes, you need to change your hedges too. The idea is to efficiently and continuously distribute and rebalance risk across different states and periods, taking value from states in which the marginal cost of the hedge is low and putting it back into states where marginal cost of the hedge is high, until the shadow value of your underlying exposure is equalized across your positions. The punchline, I guess, is that one static position is a hedge in the same way that the finger paintings you make for your wife's boyfriend are art - it's technically correct, but you're only playing yourself by believing it.
Anyway. Obviously doing this as a small potatoes trader is hard but it's worth taking into account. Enough basic shit. So how does this work in markets?
2. A Hedging Taxonomy
The best place to start here is a practical question. What does a business need to hedge against? Think about the specific risk that an individual business faces. These are legion, so I'm just going to list a few of the key ones that apply to most corporates. (1) You have commodity risk for the shit you buy or the shit you use. (2) You have currency risk for the money you borrow. (3) You have rate risk on the debt you carry. (4) You have offtake risk for the shit you sell. Complicated, right? To help address the many and varied ways that shit can go wrong in a sophisticated market, smart operators like yours truly have devised a whole bundle of different instruments which can help you manage the risk. I might write about some of the more complicated ones in a later post if people are interested (CDO/CLOs, strip/stack hedges and bond swaps with option toggles come to mind) but let's stick to the basics for now.
(i) Swaps
A swap is one of the most common forms of hedge instrument, and they're used by pretty much everyone that can afford them. The language is complicated but the concept isn't, so pay attention and you'll be fine. This is the most important part of this section so it'll be the longest one.
Swaps are derivative contracts with two counterparties (before you ask, you can't trade 'em on an exchange - they're OTC instruments only). They're used to exchange one cash flow for another cash flow of equal expected value; doing this allows you to take speculative positions on certain financial prices or to alter the cash flows of existing assets or liabilities within a business. "Wait, Fuzz; slow down! What do you mean sets of cash flows?". Fear not, little autist. Ol' Fuzz has you covered.
The cash flows I'm talking about are referred to in swap-land as 'legs'. One leg is fixed - a set payment that's the same every time it gets paid - and the other is variable - it fluctuates (typically indexed off the price of the underlying risk that you are speculating on / protecting against). You set it up at the start so that they're notionally equal and the two legs net off; so at open, the swap is a zero NPV instrument. Here's where the fun starts. If the price that you based the variable leg of the swap on changes, the value of the swap will shift; the party on the wrong side of the move ponies up via the variable payment. It's a zero sum game.
I'll give you an example using the most vanilla swap around; an interest rate trade. Here's how it works. You borrow money from a bank, and they charge you a rate of interest. You lock the rate up front, because you're smart like that. But then - quelle surprise! - the rate gets better after you borrow. Now you're bagholding to the tune of, I don't know, 5 bps. Doesn't sound like much but on a billion dollar loan that's a lot of money (a classic example of the kind of 'small, deep hole' that's terrible for profits). Now, if you had a swap contract on the rate before you entered the trade, you're set; if the rate goes down, you get a payment under the swap. If it goes up, whatever payment you're making to the bank is netted off by the fact that you're borrowing at a sub-market rate. Win-win! Or, at least, Lose Less / Lose Less. That's the name of the game in hedging.
There are many different kinds of swaps, some of which are pretty exotic; but they're all different variations on the same theme. If your business has exposure to something which fluctuates in price, you trade swaps to hedge against the fluctuation. The valuation of swaps is also super interesting but I guarantee you that 99% of you won't understand it so I'm not going to try and explain it here although I encourage you to google it if you're interested.
Because they're OTC, none of them are filed publicly. Someeeeeetimes you see an ISDA (dsicussed below) but the confirms themselves (the individual swaps) are not filed. You can usually read about the hedging strategy in a 10-K, though. For what it's worth, most modern credit agreements ban speculative hedging. Top tip: This is occasionally something worth checking in credit agreements when you invest in businesses that are debt issuers - being able to do this increases the risk profile significantly and is particularly important in times of economic volatility (ctrl+f "non-speculative" in the credit agreement to be sure).
(ii) Forwards
A forward is a contract made today for the future delivery of an asset at a pre-agreed price. That's it. "But Fuzzy! That sounds just like a futures contract!". I know. Confusing, right? Just like a futures trade, forwards are generally used in commodity or forex land to protect against price fluctuations. The differences between forwards and futures are small but significant. I'm not going to go into super boring detail because I don't think many of you are commodities traders but it is still an important thing to understand even if you're just an RH jockey, so stick with me.
Just like swaps, forwards are OTC contracts - they're not publicly traded. This is distinct from futures, which are traded on exchanges (see The Ballad Of Big Dick Vick for some more color on this). In a forward, no money changes hands until the maturity date of the contract when delivery and receipt are carried out; price and quantity are locked in from day 1. As you now know having read about BDV, futures are marked to market daily, and normally people close them out with synthetic settlement using an inverse position. They're also liquid, and that makes them easier to unwind or close out in case shit goes sideways.
People use forwards when they absolutely have to get rid of the thing they made (or take delivery of the thing they need). If you're a miner, or a farmer, you use this shit to make sure that at the end of the production cycle, you can get rid of the shit you made (and you won't get fucked by someone taking cash settlement over delivery). If you're a buyer, you use them to guarantee that you'll get whatever the shit is that you'll need at a price agreed in advance. Because they're OTC, you can also exactly tailor them to the requirements of your particular circumstances.
These contracts are incredibly byzantine (and there are even crazier synthetic forwards you can see in money markets for the true degenerate fund managers). In my experience, only Texan oilfield magnates, commodities traders, and the weirdo forex crowd fuck with them. I (i) do not own a 10 gallon hat or a novelty size belt buckle (ii) do not wake up in the middle of the night freaking out about the price of pork fat and (iii) love greenbacks too much to care about other countries' monopoly money, so I don't fuck with them.
(iii) Collars
No, not the kind your wife is encouraging you to wear try out to 'spice things up' in the bedroom during quarantine. Collars are actually the hedging strategy most applicable to WSB. Collars deal with options! Hooray!
To execute a basic collar (also called a wrapper by tea-drinking Brits and people from the Antipodes), you buy an out of the money put while simultaneously writing a covered call on the same equity. The put protects your position against price drops and writing the call produces income that offsets the put premium. Doing this limits your tendies (you can only profit up to the strike price of the call) but also writes down your risk. If you screen large volume trades with a VOL/OI of more than 3 or 4x (and they're not bullshit biotech stocks), you can sometimes see these being constructed in real time as hedge funds protect themselves on their shorts.
(3) All About ISDAs, CDS and Synthetic CDOs
You may have heard about the mythical ISDA. Much like an indenture (discussed in my post on $F), it's a magic legal machine that lets you build swaps via trade confirms with a willing counterparty. They are very complicated legal documents and you need to be a true expert to fuck with them. Fortunately, I am, so I do. They're made of two parts; a Master (which is a form agreement that's always the same) and a Schedule (which amends the Master to include your specific terms). They are also the engine behind just about every major credit crunch of the last 10+ years.
First - a brief explainer. An ISDA is a not in and of itself a hedge - it's an umbrella contract that governs the terms of your swaps, which you use to construct your hedge position. You can trade commodities, forex, rates, whatever, all under the same ISDA.
Let me explain. Remember when we talked about swaps? Right. So. You can trade swaps on just about anything. In the late 90s and early 2000s, people had the smart idea of using other people's debt and or credit ratings as the variable leg of swap documentation. These are called credit default swaps. I was actually starting out at a bank during this time and, I gotta tell you, the only thing I can compare people's enthusiasm for this shit to was that moment in your early teens when you discover jerking off. Except, unlike your bathroom bound shame sessions to Mom's Sears catalogue, every single person you know felt that way too; and they're all doing it at once. It was a fiscal circlejerk of epic proportions, and the financial crisis was the inevitable bukkake finish. WSB autism is absolutely no comparison for the enthusiasm people had during this time for lighting each other's money on fire.
Here's how it works. You pick a company. Any company. Maybe even your own! And then you write a swap. In the swap, you define "Credit Event" with respect to that company's debt as the variable leg . And you write in... whatever you want. A ratings downgrade, default under the docs, failure to meet a leverage ratio or FCCR for a certain testing period... whatever. Now, this started out as a hedge position, just like we discussed above. The purest of intentions, of course. But then people realized - if bad shit happens, you make money. And banks... don't like calling in loans or forcing bankruptcies. Can you smell what the moral hazard is cooking?
Enter synthetic CDOs. CDOs are basically pools of asset backed securities that invest in debt (loans or bonds). They've been around for a minute but they got famous in the 2000s because a shitload of them containing subprime mortgage debt went belly up in 2008. This got a lot of publicity because a lot of sad looking rednecks got foreclosed on and were interviewed on CNBC. "OH!", the people cried. "Look at those big bad bankers buying up subprime loans! They caused this!". Wrong answer, America. The debt wasn't the problem. What a lot of people don't realize is that the real meat of the problem was not in regular way CDOs investing in bundles of shit mortgage debts in synthetic CDOs investing in CDS predicated on that debt. They're synthetic because they don't have a stake in the actual underlying debt; just the instruments riding on the coattails. The reason these are so popular (and remain so) is that smart structured attorneys and bankers like your faithful correspondent realized that an even more profitable and efficient way of building high yield products with limited downside was investing in instruments that profit from failure of debt and in instruments that rely on that debt and then hedging that exposure with other CDS instruments in paired trades, and on and on up the chain. The problem with doing this was that everyone wound up exposed to everybody else's books as a result, and when one went tits up, everybody did. Hence, recession, Basel III, etc. Thanks, Obama.
Heavy investment in CDS can also have a warping effect on the price of debt (something else that happened during the pre-financial crisis years and is starting to happen again now). This happens in three different ways. (1) Investors who previously were long on the debt hedge their position by selling CDS protection on the underlying, putting downward pressure on the debt price. (2) Investors who previously shorted the debt switch to buying CDS protection because the relatively illiquid debt (partic. when its a bond) trades at a discount below par compared to the CDS. The resulting reduction in short selling puts upward pressure on the bond price. (3) The delta in price and actual value of the debt tempts some investors to become NBTs (neg basis traders) who long the debt and purchase CDS protection. If traders can't take leverage, nothing happens to the price of the debt. If basis traders can take leverage (which is nearly always the case because they're holding a hedged position), they can push up or depress the debt price, goosing swap premiums etc. Anyway. Enough technical details.
I could keep going. This is a fascinating topic that is very poorly understood and explained, mainly because the people that caused it all still work on the street and use the same tactics today (it's also terribly taught at business schools because none of the teachers were actually around to see how this played out live). But it relates to the topic of today's lesson, so I thought I'd include it here.
Work depending, I'll be back next week with a covenant breakdown. Most upvoted ticker gets the post.
*EDIT 1\* In a total blowout, $PLAY won. So it's D&B time next week. Post will drop Monday at market open.
submitted by fuzzyblankeet to wallstreetbets [link] [comments]

Can you trade options in minutes? (A friend claims to be doing it)

So I have a friend who has quit their job and stays home living that life we all dream of. He’s making insane profits. By doing many trades a day for quick profits.
My question because I can’t find a single article on this, is is this possible, legal, or something frowned upon?
He buys option calls on stocks going up. Sells them within minutes (1 day options). I always thought you had to wait the entire 24 hours to sell the option.
Can someone please explain this more. He has Robinhood gold.
I can only find articles on binary trading which it seems isn’t possible on Robinhood?
Thanks guys.
submitted by Sinisterbutcher to options [link] [comments]

Binary Options Recovery: Scammed Traders, Fake Brokers, and Funds Recovery

Binary Options Recovery: Scammed Traders, Fake Brokers, and Funds Recovery
Following the “permanent temporary” measures against binary options and CFDs (contract for difference), the body in charge implements its own set of limitations that simply forbids regulated houses to offer such product in the UK, hence increasing the risk of pushing retails traders towards illegal brokers and outright scams. Fortunately, a new solution is now available to UK traders via a new United Kingdom Financial regulatory ruling.
More scrutiny from UK banks about financial transactions, even to binary optionsIn short, banks will have to take more responsibility about the financial transactions they facilitate. This new ruling should lead to the creation of a new code of conduct that will help defrauded people to have their funds recovered by their bank, unless it is proven they acted recklessly.
As a popular Financial blog puts, it, “It is likely that should a bank or credit card company be either impersonated by a fraudster in order to gain money, or trick a client into depositing, and the bank allows the transfer, a client will be able to take recourse.
The broad protection should kick for many online scheme and scams, whether it is fake investment companies, fraudulent binary options brokers or those scammers who promise to help you recover your stolen funds…only to steal from you once again. On the other hands, it means the banks will be more likely to forbid transactions to legit businesses, such as reputable cryptocurrency exchanges or honest smart options platforms.
The regulating bodies and financial institutions are taking a number of measures to prevent financial fraud. Binary options trading, in particular, is being controlled with a greater degree of robustness to protect the unwary general public being drawn into a situation where they suffer financial losses. Many hundreds of people around the world are targeted each day.
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Frequently they are novice investors who are unfamiliar with the markets and do not recognize that the so-called trading platform and its way of working are actually bogus. The individual only realizes the extent of the fraud when eventually when the fraudsters finally decide that there is no more money to be had and shut down the account and promptly vanish without trace.
Spotting Fraudulent Binary Options Broker
Some lawyers in the financial fraud division are very familiar with the pattern of behaviour demonstrated by the fraudulent brokers and the distress caused by their dealings with inexperienced investors. There is a track of record of recovery in relation to financial fraud and has a number of strategies and tactics to compel the fraudulent broker or associated financial service providers to restore funds to those who have been deceived.
Needless to say, the fraudsters are accomplished at hiding their tracks and frequently there are myriad inter-connected limited liability companies, often some are registered in different countries, with some dormant and some active. It is hardly surprising if the complexity of the situation results in a failure to discover a single person who can be challenged and held accountable.
However, there are various channels financial fraud lawyers use when attempting to retrieve money for clients and each avenue is investigated. Whilst an individual may be alarmed and confused at the prospect of navigating through the complex structures that have been deliberately set up to confuse, Financial fraud lawyers are usually quite familiar with strategies fraudsters use, and frequently can steer a course to the recovery of some or all of the lost money.
https://preview.redd.it/daa505b3ecf51.jpg?width=600&format=pjpg&auto=webp&s=b27aa7697b0bf1afbd238964166ce40c693db2e3
The step of last resort, legal action, is understandably daunting for a person who often has lost significant amounts of money to the fraudulent brokers. It is fully understandable that such a situation will leave the victim decidedly risk-averse. There have been experiences with class actions against the fraudulent brokers and has developed links with litigation funding organizations in order to offset the risk in respect of class actions.
The lessons that can be drawn from the experiences of those individuals who have had the misfortune of losing their investments to fraudsters are to be extremely cautious. Always consider every offer or investment for at least 48 hours before making a decision, a genuine broker will understand the caution that a new investor will view a proposition.
All investments carry a risk and anything that promises a return on your initial investment seems to be significantly higher than normal it is almost certainly not to be trusted. Do not allow yourself to be hurried into a decision, it is highly unlikely that an authentic broker would try to rush you into an investment, especially if you demonstrated reluctance; their reputation would suffer by such behaviour.
You can now recover all money lost to bitcoin, binary options, cryptocurrency, investment, scam by hiring any one of these Verified Wealth Recovery Experts.
To recover money lost to binary options, forex, bitcoins, cryptocurrency, and investment, get all the information you need here; https://bitcoinbinaryoptionsreview.com/binary-options-uk-scammed-traders-fake-brokers-and-funds-recovery/
submitted by sinenyoku to u/sinenyoku [link] [comments]

B1048 - Gender Recognition (Reform) Bill - Division

Gender Recognition (Reform) Bill

A
Bill
To
Reform the grounds and procedure in order to obtain gender recognition; and for connected purposes
BE IT ENACTED by the Queen's most Excellent Majesty, by and with the advice and consent of the Lords, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:-
1 - Definitions:
The “2004 Act” refers to the Gender Recognition Act 2004.
The “2015 Acts” refers to the Gender Equality Act 2015 and the Gender Equality Enhancement Act 2015
2 - Amendments to the 2004 Act
(1)The following provisions of the 2004 Act are repealed—
(5) Where gender markings are required to denote gender identity in all official documentation including but not limited to Passports, Driving Licenses and correspondence from Government Departments, a non binary person shall be afforded the option to denote their legal gender identity an ‘x’, or as ‘non-binary’
and consequently the definitions of “Gender Dysphoria” and “approved country or territory” under Section 25 are repealed
(2) The following sections in the 2004 Act are amended—
and subsequently add “identity” after “acquired gender” in Section 10 (5) and Section 25
(2) “Protected Information” means information that relates to a person: (a) who has made an application for a gender recognition certificate and which concerns that application or any other application by that person under this Act. (b) whose gender identity, or lack thereof, has become the acquired gender identity and concerns the gender identity before it became the acquired gender identity.
(3) Insert a new section into the 2004 Act, reading:
2A - Applications to the Registrar General Schedule 3A (Applications to the Registrar General) has effect .
And Schedule 3A shall be implemented as per the schedule of this Act.
3 - Amendments to the 2015 Acts
Section 2 in the Gender Equality Act 2015 is repealed in its entirety, and consequently Section 2 of the Gender Equality Enhancement Act 2015 is repealed.
4 - Amendments to the Equality Act 2010
In Section 27 of Schedule 3, replace—
And insert subsection (9) reading, “A person using a service should be under no obligation to disclose their gender identity or be excluded from using a service based on their perceived gender identity, or lack thereof”
And insert subsection (a) after (9) reading, “any exclusion based on perceived gender identity, or lack thereof, or based on a person’s gender which has ceased to be the same as their acquired gender, shall be treated as discrimination based on gender identity.”
And rename the cross heading “Single Sex Spaces” to “Same Gender Identity Spaces”
5 - Extent, Commencement and Short Title
(1)This Section and Section 4 extends to England and Wales, and Scotland
(2) Section 1, Section 2, Section 3 and consequently the Schedule of this Act extends to England and Wales only.
(3)This Act comes into force 6 months after Royal Assent.
(4) This Act may be cited as the Gender Recognition (Reform) Act 2020.
#Schedule
Insert in the 2004 Act:
Schedule 3A - Applications to the Registrar General
1 - Interpretations
In this section, “Registrar General” shall refer to the Registrar General for England & Wales.
2 - Persons who may apply to the Registrar General for Gender Recognition
(1)A person making an application under Section 1 (1) of this Act may do so if they meet the condition that:
(a) is a subject of a UK birth registry entry or; (b) is not the subject of such an entry, but is an ordinary resident in England or Wales.
3 - Notice to be given by Registrar General upon receipt of application
(1)On receipt of an application under Section 1 (1) of this Act, the Registrar General must notify the applicant in writing, including electronic form: —
(a) that the application has been received (b) the date by which a Gender Recognition Certificate will be provided. (c)that the applicant has the right to revoke the Gender Recognition Certificate during the intermission period and is not limited to applying for a Gender Recognition Certificate again after this period. (d)reiterate that there is no cost for applying for a Gender Recognition Certificate in this instance or in future instances of application.
4 - Ground for which application is granted
(1)The Registrar General must grant application under section 1 (1) of this Act if—
(a) the application includes a statutory declaration by the applicant that the applicant meets the criteria of: (i) Section 1 of this Act (ii) Section 2 of this Schedule
(2) A statutory declaration shall be the only requirement by the Registrar General to process an application for a Gender Recognition Certificate
(a) An applicant may declare they intend to live in their acquired gender permanently but the absence of this must have no bearing on the processing of a Gender Recognition Certificate. (b) there shall be no charge for requesting a Gender Recognition Certificate at any instance of any application by an applicant.
(3)An application for a Gender Recognition Certificate is considered revoked if the applicant sends written notice stating their wish for the application to not continue before the day that a Gender Recognition Certificate is issued
5 - Certificate to be issued by the Registrar General
(1)The Registrar General must issue a Full Gender Recognition Certificate to an applicant by the date given under Section 3 (1) of this Schedule.
(2) If there is a delay in the issuing of the Gender Recognition Certificate, the Registrar General must inform the applicant, in writing, the reasons for such a delay.
(3) If there is an error in print, an applicant may, in writing, inform the Registrar General.
(a) The Registrar General must inform the applicant when the error will be fixed by, and issue a replacement Gender Recognition Certificate.
6 - Gender Recognition obtained outside of England & Wales
(1)When a person has obtained a Gender Recognition Certificate in Scotland or Northern Ireland, —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(2) When a person has obtained overseas gender recognition —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(3) in this Act, an “overseas gender recognition” means gender recognition recognised in a country or territory outside of the United Kingdom, which resulted in a person’s gender identity, or lack thereof, becoming the acquired gender identity.
This bill is written by The Rt Hon. Sir CountBrandenburg GCMG KCB CT CVO CBE PC MP MLA on behalf of the Liberal Democrats and co-sponsored by The Labour Party, The People’s Movement, Democratic Reformist Front and The Conservative and Unionist Party and inspired by the draft Gender Recognition Reform (Scotland) Bill
Acts referenced:
The Gender Recognition Act 2004
The Gender Equality Act 2015
The Gender Equality Enhancement Act 2015
The Gender Recognition (Amendment) Act 2018
Section 27 of Schedule 3 of the Equality Act 2010
The Equality (Amendment) Act 2020
Please vote Aye/No/Abstain only.
This division shall end on Friday 17th July at 10PM BST
submitted by CountBrandenburg to MHOCMP [link] [comments]

B1048 - Gender Recognition (Reform) Bill - Final Division

Amendment 1, in the name of the Earl of Avon, is not agreed to.
Division! Clear the bar.

Gender Recognition (Reform) Bill

A
Bill
To
Reform the grounds and procedure in order to obtain gender recognition; and for connected purposes
BE IT ENACTED by the Queen's most Excellent Majesty, by and with the advice and consent of the Lords, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:-
1 - Definitions:
The “2004 Act” refers to the Gender Recognition Act 2004.
The “2015 Acts” refers to the Gender Equality Act 2015 and the Gender Equality Enhancement Act 2015
2 - Amendments to the 2004 Act
(1)The following provisions of the 2004 Act are repealed—
(5) Where gender markings are required to denote gender identity in all official documentation including but not limited to Passports, Driving Licenses and correspondence from Government Departments, a non binary person shall be afforded the option to denote their legal gender identity an ‘x’, or as ‘non-binary’
and consequently the definitions of “Gender Dysphoria” and “approved country or territory” under Section 25 are repealed
(2) The following sections in the 2004 Act are amended—
and subsequently add “identity” after “acquired gender” in Section 10 (5) and Section 25
(2) “Protected Information” means information that relates to a person: (a) who has made an application for a gender recognition certificate and which concerns that application or any other application by that person under this Act. (b) whose gender identity, or lack thereof, has become the acquired gender identity and concerns the gender identity before it became the acquired gender identity.
(3) Insert a new section into the 2004 Act, reading:
2A - Applications to the Registrar General Schedule 3A (Applications to the Registrar General) has effect .
And Schedule 3A shall be implemented as per the schedule of this Act.
3 - Amendments to the 2015 Acts
Section 2 in the Gender Equality Act 2015 is repealed in its entirety, and consequently Section 2 of the Gender Equality Enhancement Act 2015 is repealed.
4 - Amendments to the Equality Act 2010
In Section 27 of Schedule 3, replace—
And insert subsection (9) reading, “A person using a service should be under no obligation to disclose their gender identity or be excluded from using a service based on their perceived gender identity, or lack thereof”
And insert subsection (a) after (9) reading, “any exclusion based on perceived gender identity, or lack thereof, or based on a person’s gender which has ceased to be the same as their acquired gender, shall be treated as discrimination based on gender identity.”
And rename the cross heading “Single Sex Spaces” to “Same Gender Identity Spaces”
5 - Extent, Commencement and Short Title
(1)This Section and Section 4 extends to England and Wales, and Scotland
(2) Section 1, Section 2, Section 3 and consequently the Schedule of this Act extends to England and Wales only.
(3)This Act comes into force 6 months after Royal Assent.
(4) This Act may be cited as the Gender Recognition (Reform) Act 2020.
#Schedule
Insert in the 2004 Act:
Schedule 3A - Applications to the Registrar General
1 - Interpretations
In this section, “Registrar General” shall refer to the Registrar General for England & Wales.
2 - Persons who may apply to the Registrar General for Gender Recognition
(1)A person making an application under Section 1 (1) of this Act may do so if they meet the condition that:
(a) is a subject of a UK birth registry entry or; (b) is not the subject of such an entry, but is an ordinary resident in England or Wales.
3 - Notice to be given by Registrar General upon receipt of application
(1)On receipt of an application under Section 1 (1) of this Act, the Registrar General must notify the applicant in writing, including electronic form: —
(a) that the application has been received (b) the date by which a Gender Recognition Certificate will be provided. (c)that the applicant has the right to revoke the Gender Recognition Certificate during the intermission period and is not limited to applying for a Gender Recognition Certificate again after this period. (d)reiterate that there is no cost for applying for a Gender Recognition Certificate in this instance or in future instances of application.
4 - Ground for which application is granted
(1)The Registrar General must grant application under section 1 (1) of this Act if—
(a) the application includes a statutory declaration by the applicant that the applicant meets the criteria of: (i) Section 1 of this Act (ii) Section 2 of this Schedule
(2) A statutory declaration shall be the only requirement by the Registrar General to process an application for a Gender Recognition Certificate
(a) An applicant may declare they intend to live in their acquired gender permanently but the absence of this must have no bearing on the processing of a Gender Recognition Certificate. (b) there shall be no charge for requesting a Gender Recognition Certificate at any instance of any application by an applicant.
(3)An application for a Gender Recognition Certificate is considered revoked if the applicant sends written notice stating their wish for the application to not continue before the day that a Gender Recognition Certificate is issued
5 - Certificate to be issued by the Registrar General
(1)The Registrar General must issue a Full Gender Recognition Certificate to an applicant by the date given under Section 3 (1) of this Schedule.
(2) If there is a delay in the issuing of the Gender Recognition Certificate, the Registrar General must inform the applicant, in writing, the reasons for such a delay.
(3) If there is an error in print, an applicant may, in writing, inform the Registrar General.
(a) The Registrar General must inform the applicant when the error will be fixed by, and issue a replacement Gender Recognition Certificate.
6 - Gender Recognition obtained outside of England & Wales
(1)When a person has obtained a Gender Recognition Certificate in Scotland or Northern Ireland, —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(2) When a person has obtained overseas gender recognition —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(3) in this Act, an “overseas gender recognition” means gender recognition recognised in a country or territory outside of the United Kingdom, which resulted in a person’s gender identity, or lack thereof, becoming the acquired gender identity.
This bill is written by The Rt Hon. Sir CountBrandenburg GCMG KCB CT CVO CBE PC MP MLA on behalf of the Liberal Democrats and co-sponsored by The Labour Party, The People’s Movement, Democratic Reformist Front and The Conservative and Unionist Party and inspired by the draft Gender Recognition Reform (Scotland) Bill
Acts referenced:
The Gender Recognition Act 2004
The Gender Equality Act 2015
The Gender Equality Enhancement Act 2015
The Gender Recognition (Amendment) Act 2018
Section 27 of Schedule 3 of the Equality Act 2010
The Equality (Amendment) Act 2020
This division ends 1 August 2020 at 10pm BST.
Please vote Content, Not Content, or Present only.
submitted by lily-irl to MHOLVote [link] [comments]

Power REIT -- Stock analysis and Value Investors Club application

This is my Value Investors Club application on Power REIT. Tell me what you think.
Power REIT is a real estate trust with investments in solar, railroad, and newly in medical cannabis greenhouses.
Thesis:Power REIT (PW) is the best way to invest in the cannabis area without the traditionally binary hit or miss nature of emerging industries.PW is anchored by a portfolio of traditional properties allowing it to more safely and at lower cost invest in cannabis assets.PW earns a return on invested capital (ROIC) in great excess of the cost of capital. Return of 12%-19% in new properties, recently issued bonds at 4.62%.PW is under valued despite a seemingly rich market price because of probable massive increase in revenue, earnings, and funds from operation (FFO).The margin of safety is significant.
Significant Assets:6 Controlled Environment Agriculture greenhouse facilities aggregating over 131,00 square feet7 solar farm ground leases totaling 601 acres112 miles of railroad propertyApprox. $10 mil. cash
Significant Liabilities:Approx. $24 mil. Long term debt at interest rates less than or equal to 5%Major debt: $15,500,000 at 4.62% fully amortizing, maturing in 2054Maturities as follows:2021 $635,5022022 $675,3742023 $1,168,2972024 $715,7772025+ $21,208,698Preferred stock: 144,636 shares of 7.75% Cumulative Redeemable Perpetual Preferred Stock, at $25.
General info:Power REIT is currently pursuing investment in what they call controlled environment agriculture or CEA, essentially greenhouses. PW seeks out strictly medical cannabis producers who for whatever reason need additional financing, they then purchase the real estate they own and lease it back to them, and at times help with financing of construction. PW is one of the few ways for cannabis producing companies to get any sort of financing as federally it is still illegal and banks are weary. This gives PW lots of negotiating power in deal making, and that is why they can for example, buy and finance a 5.2 acre CEA property in southern Colorado for around $1 Mil. and get a straight lined rent of $192,000 equating to around a 19% FFO yield.
These properties and tenants are of greater quality than the typical cannabis operation, remember they require tenants to maintain a medical cannabis producers license in the lease. That is a key for PW, this is not a speculative cannabis play that is dependent on federal legalization, on the contrary, a lease they have in a Maine property includes the clause that states that "After the deferred-rent period, rent is structured to provide a 12.9% return based on the original invested capital amount with annual rent increases of 3% rate per annum. At any time after year six, if cannabis is legalized at the federal level, the rent will be readjusted down to an amount equal to a 9% return on the original invested capital amount and will increase at a 3% rate per annum based on a starting date of the start of year seven." PW is partly a play against the federal legalization.
On the topic of debt:A company with a market cap of under $50 mil with about $24 mil in debt might seem a little risky, but here is where the stability from the solar and rail assets comes in. Their existing FFO from those two asset classes is a little over $1 mil while the debt payments with exception of 2023 don't exceed $1 mil for the foreseeable future. So as long as they don't issue new debt in an uncharacteristically bad way PW will have no solvency issues.
Management:Management is skill-full. The CEO David Lesser is pretty much for all intents and purposes the whole company, he is the sole full time employee. He is excellent in terms of real estate expertise. It is very clear he knows his stuff. He has a long history in real estate and more specifically in renewable/clean energy real estate. Lesser is also the chairman of the board, and the largest shareholder. He gets paid exclusively in various forms of equity. His interests are aligned with owners interests. Insider ownership is around 30%, very high for a REIT.
Lesser is also key on avoiding share dilution as stated, and in practice unlike many REITs. There have been no share dilutions besides management's compensation plan. The major recent financing was the 2019 bond issuance.
Relative PricingFor this section I will refer to Innovative Industrial Properties (IIPR) another publicly listed REIT that invests in cannabis assets. IIPR invests in a wider range of assets like retail not just CEA. I am much more suspicious of IIPR's real estate and management. There have been many questions raised about the quality of real estate and solvency of tenants. The CEO seems sleazy and they constantly dilute shareholders. I think PW is superior in terms of intangibles and tangibles. IIPR is PW only publicly traded comparable.
IIPR has grown FFO per share 133% for the MRQ YoY. PW has grown FFO per share 107% over the same time. PW only started investing in high return CEA in late 2019, and engage in more conservative financing, so the difference in growth rates is marginal.
IIPR is currently being priced at around 19.1 times forward 12 months FFO.PW is priced at only 14 times forward 12 months FFO. (If management's most basic expectations are met)In terms of relative price PW, if it sold at the 19.1 multiple it would be selling for $32.4 which I still think could yield an above market rate of return over time.
ValuationI believe PW to be the type of business that the market undervalues because of high uncertainty but low risk. The high uncertainty comes from not knowing how much management will want to grow and raise capital, will management continue to use safe amounts of leverage, will new financing options become available to cannabis companies etc. The low risk comes from the fact that PW has very low risk of going to 0 or even decreasing substantially in share price because of the current safety in investment return and diversification. I'll put a floor as to what I think a low risk price is. Let's say base case scenario over the next year PW invests the existing $10 mil. in cash at a yield of 12.5% (below the usual yield of around 18%), doesn't raise any additional capital, and lease payments are collected and debts paid as scheduled. PW FFO per share would be about $0.45 per quarter. If they trade at an P/FFO multiple of 20 (PW currently trades at 27) that makes the price $36 per share. However, I do think capital will be raised, management has expressed interest in doing so. In that case the strong ROIC and high cash flow would give PW a high ceiling to grow as far as macroeconomic and market conditions allow.

Catalyst

Share price increases when new real estate acquisitions are announced. Eventual dividend. PW currently pays no dividend because the preferred has satisfied the REIT return of capital requirement recently, however with income rising 100%. It is likely a dividend will be coming soon and that will attract more attention. Continued performance and time.

Edit: as a disclaimer, I am Obviously long PW
submitted by DryReading0 to SecurityAnalysis [link] [comments]

I have a question

Hello! My name is Dolly and I am a bisexual non-binary, I am currently getting my name changed legally but I have a few questions about pronouns. So, most non-binary people have they/them as their pronouns and/or more. But I just have one question,
What do we like.. what are we? In the sense of like, Miss [Last Name] or Sir [Last Name]? Because I don’t really want to be miss or sir, but there isn’t a non-binary option. I’m confused if there is and haven’t heard about it, but if someone knows please tell me!
submitted by JustHappyTo to Nonbinaryteens [link] [comments]

ASIC Regulation Thread - Regarding the proposed changes ( Australians effected the most )

I'm hopeless at formatting text, so if you think you can structure this post better take everything i write and put it into an easy to digest way. I'm just going to type out everything i know in text as fast as possible. I'm not a legal expert, I'm not somehow who understands every bit of information in the PDF's below, but i know I'm a retail trader that uses leverage to make profit which is why I'm posting this, in the hope that someone who can run a charge better than me, will.
Some of you are already aware of what might be happening, this is just a post to educate retail traders on changes that might be coming to certain brokers. This effects Australian Customers the most, but also effects those living in other countries that use Australian brokers, such as Pepperstone and others.
Last year in August 2019, ASIC ( Australian Securities and Investments Commission ) was concerned about retail traders going into Forex and Binary options without understanding these instruments properly and started sticking their noses in for tough regulation.
ASIC asked brokers and anyone with interest in the industry to write to them and explain what should and should not change from the changes they proposed, some of the proposed changes are very misguided and come from a lack of understanding exactly how OTC derivatives actually work.
I will provide the link to the paper further down so you can read it yourself and i will provide a link to all the submission made by all parties that sent submissions to ASIC, however the 2 main points of debate are:
1, To reduce the overall leverage available to retail traders to either 20:1 or 30:1. This means people who currently use leverage such as 100:1 to 500:1 and everything in between will be effected the most, even more so are those traders with relatively small accounts, meaning in order to get your foot in the door to trading you will need more capital for it to be viable.
^^ This point above is very important.
2, The removing of Binary options trading, which basically includes products like "Bet if gold will rise to this price in the next 30 seconds" This sort of stuff. So far from all the submissions from brokers and individuals nobody really cares if this changes as far as i know, though if you have concerns about this i would start voicing your disapproval. Though i would not waste your time here, all is pointing to this being eradicated completely with brokers also supporting the changes, I've never used such a product and know very little about them.
^^ This point above isn't very important and will probably be enforced in the future.
Still to this day i see retail traders not understanding leverage, they think of it as "dangerous and scary", it's not, position size is the real danger, not leverage. So ASIC is aiming to limit retail traders access to high leverage, they are claiming it is a way to protect traders who don't really understand what they are getting into by attacking leverage and not the real problem which is position size relative to your capital.
If it was truly about protecting retail traders from blowing up their accounts, they would look for ways to educate traders on "understanding position sizes and why it's important" rather than attacking leverage, but their goal is misguided or has an ulterior motive . I will give you a small example below.
EXAMPLE - We will use 2 demo accounts for demonstration purposes. If you don't understand my example, i suggest you try it for yourself. - Skip if not interested in examples.
Lets say we open 2 demo accounts with $1000 in both, one with 20:1 leverage and one with 500:1 leverage and we open an identical position on both accounts ( say a micro lot '0.01' on EURUSD ). You are safer on the 500:1 account as you don't need to put up as much margin as collateral as you would on the 20:1. If the trade we just opened goes against us and continues against us, the account with 20:1 leverage will run out of free margin a lot faster than the 500:1 account. In this simple example is shows you that leverage is not dangerous but safer and gives you a lot more breathing room. This trade was a small micro lot, so it would take hundreds of pips movements to get margin called and blow up that $1000 on each account. Lets now use a different position size to truly understand why retail traders blow up accounts and is the reason why trading can be dangerous.
This time instead of opening a micro lot of '0.01' on our $1000 dollar demo accounts, lets open a position size much larger, 5 lots. Remember we only have $1000 and we are about to open a position much larger relative to our capital ( which we should never do because we can't afford to do that ) the 20:1 probably wont even let you place that trade if you don't have enough margin as collateral or if you could open the position you would have a very tiny amount of free margin left over, meaning a small pip movement against you will instantly blow up your $1000 account. On the 500:1 account you wouldn't need to put up as much margin as collateral with more free margin if the trade goes bad, but again a small movement could blow up your account. In this example, both accounts were dangerous because the lack of understanding position sizes, opening a position you can't afford to open. This is what the true danger is, not the leverage.
Even in the second example, the higher leverage would "margin call" you out later. So i would go as far to say that lower leverage is more dangerous for you because it margin calls you out faster and just by having a lower leverage doesn't stop you from opening big positions that can blow you up in a 5 pip movement anymore, any leverage size is dangerous if you're opening positions you can't afford to open. This is also taking into consideration that no risk management is being used, with risk management higher leverage is even more powerful.
ASIC believes lowering leverage will stop people opening positions that they can't afford. When the reality is no matter how much capital you have $500, $1000, $5000, $50,000, $500,000, $5,000,000. You don't open position sizes that will blow that capital up completely with small movements. The same thing can happen on a 20:1 or 500:1 account.
Leverage is a tool, use it, if your on a lower leverage already such as 20:1, 30:1 it means your country has been regulated and you already have harder trading conditions. Just remember higher leverage allows you to open larger position sizes in total for the amount of money you own, but the issue is NOT that your using the higher leverage but because you are opening positions you can't afford, for what ever reason that is, the only fix for this is education and will not be fixed by simply lowing leverage, since you can just as easy blow up your account on low leverage just as fast or if not faster.
So what is going on?
There might ( get your tinfoil hats on ) be more that is involved here, deeper than you think, other agendas to try and stop small time retail traders from making money via OTC products, theories such as governments not wanting their citizens to be traders, rather would prefer you to get out there and work a 9 to 5 instead. Effective ways to do this would be making conditions harder with a much larger barrier of entry and the best way to increase the barrier of entry for retail traders is to limit leverage, lower leverage means you need to put up more money, less breathing room for trades, lower potential. They are limiting your upside potential and the downside stays the same, a blown account is a blow account.
Think of leverage as a weapon, a person wielding a butchers knife can probably destroy a person wielding a steak knife, but both knifes can prove fatal. They want to make sure your holding the butter knife then tell you to butcher a cow with it. 30:1 leverage is still workable and can still be profitable, but not as profitable as 500:1 accounts. This is why they are allowing professionals to use high leverage, this gives them another edge over successful retail traders who will still be trying to butcher a cow with a butter knife, while they are slaying limbs off the cow with machetes.
It's a way to hamstring you and keep you away rather than trying to "protect" you. The real danger is not leverage, they are barking up the wrong tree, how convenient to be barking up the very tree most retail traders don't fully understand ( leverage) , pass legislation to make trading conditions harder and at the same time push the narrative that trading is dangerous by making it even harder. A full circle strategy to make your trading conditions worse, so you don't succeed.
Listen carefully especially if you trade with any of the brokers that have provided their submissions to ASIC. Brokers want to seem like they are on your side and so far some of the submissions ( i haven't read them all ) have brokers willing to drop their leverage down to 30:1 because they know by dropping the leverage down it will start margin calling out their clients at a much faster rate, causing more blown up accounts / abandoned accounts with residual margin called funds, but they also know that if they make trading environments too hard less people will trade or even worse move their funds elsewhere offshore to unregulated brokers that offer higher leverage.
Right now it's all just a proposal, but as governments expand and continue to gain more control over it's citizens, it's just a matter of time till it's law, it's up to you to be vocal about it, let your broker know that if they drop their leverage, you're out, force them to fight for you.
If you have any more information related to this, or have anything to add, post below. I'm not an expert at this technical law talk, i know that i do well with 500:1 leverage and turn profits with it, it would be harder for me to do on a lower leverage, this is the reason for my post.
All related documents HERE
CP-322 ( Consultation paper 322 ) & Submissions from brokers and others.
https://asic.gov.au/regulatory-resources/find-a-document/consultation-papers/cp-322-product-intervention-otc-binary-options-and-cfds/
submitted by southpaw_destroyer to Forex [link] [comments]

Widow unaware of credit card debt

Hi everyone -
I wish the circumstances were different, but I am here seeking advice for my newly-widowed mother. My father recently passed away, and, in going through his things, we became aware of not immaterial CC debt that she was not aware of. She lives in CA, where they raised me and have lived since 1971.
There is life insurance, so she should be fine in the short-term. Medium-term, however, I have some concerns about her financial runway. If it is at all relevant, the life insurance will go into a trust (of which she is now the sole trustee).
If we assume she is not a joint account holder (i.e., assuming my dad didn’t forge her signature on the docs), I wonder what her legal options are? Those I can think of include:
a) Do not pay anything and let his now irrelevant credit rating take a beating.
b) Attempt to negotiate a settlement directly.
c) Hire a third party to negotiate a settlement on my mom’s behalf.
d) Honor the debts he incurred and pay the debt from her life insurance proceeds.
I am sure there are other considerations that are less binary, but those are the ones that come to mind.
While I do struggle with the morals of potentially not honoring his debt, my primary focus at this point is providing my mother with the greatest amount of financial freedom possible (and, of course, conducting ourselves lawfully with respect to the debt).
To be clear, this man was a legend to me and I will forever love him, respect him and cherish our time together. He was, unfortunately for all, not great with money and terrible about asking for help. Nobody is perfect, but he got pretty close in my eyes.
Thank you for any thoughts you might be willing to share.
submitted by Mckelder to personalfinance [link] [comments]

B1048 - Gender Recognition (Reform) Bill - Amendment Division

Gender Recognition (Reform) Bill

A
Bill
To
Reform the grounds and procedure in order to obtain gender recognition; and for connected purposes
BE IT ENACTED by the Queen's most Excellent Majesty, by and with the advice and consent of the Lords, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:-
1 - Definitions:
The “2004 Act” refers to the Gender Recognition Act 2004.
The “2015 Acts” refers to the Gender Equality Act 2015 and the Gender Equality Enhancement Act 2015
2 - Amendments to the 2004 Act
(1)The following provisions of the 2004 Act are repealed—
(5) Where gender markings are required to denote gender identity in all official documentation including but not limited to Passports, Driving Licenses and correspondence from Government Departments, a non binary person shall be afforded the option to denote their legal gender identity an ‘x’, or as ‘non-binary’
and consequently the definitions of “Gender Dysphoria” and “approved country or territory” under Section 25 are repealed
(2) The following sections in the 2004 Act are amended—
and subsequently add “identity” after “acquired gender” in Section 10 (5) and Section 25
(2) “Protected Information” means information that relates to a person: (a) who has made an application for a gender recognition certificate and which concerns that application or any other application by that person under this Act. (b) whose gender identity, or lack thereof, has become the acquired gender identity and concerns the gender identity before it became the acquired gender identity.
(3) Insert a new section into the 2004 Act, reading:
2A - Applications to the Registrar General Schedule 3A (Applications to the Registrar General) has effect .
And Schedule 3A shall be implemented as per the schedule of this Act.
3 - Amendments to the 2015 Acts
Section 2 in the Gender Equality Act 2015 is repealed in its entirety, and consequently Section 2 of the Gender Equality Enhancement Act 2015 is repealed.
4 - Amendments to the Equality Act 2010
In Section 27 of Schedule 3, replace—
And insert subsection (9) reading, “A person using a service should be under no obligation to disclose their gender identity or be excluded from using a service based on their perceived gender identity, or lack thereof”
And insert subsection (a) after (9) reading, “any exclusion based on perceived gender identity, or lack thereof, or based on a person’s gender which has ceased to be the same as their acquired gender, shall be treated as discrimination based on gender identity.”
And rename the cross heading “Single Sex Spaces” to “Same Gender Identity Spaces”
5 - Extent, Commencement and Short Title
(1)This Section and Section 4 extends to England and Wales, and Scotland
(2) Section 1, Section 2, Section 3 and consequently the Schedule of this Act extends to England and Wales only.
(3)This Act comes into force 6 months after Royal Assent.
(4) This Act may be cited as the Gender Recognition (Reform) Act 2020.
#Schedule
Insert in the 2004 Act:
Schedule 3A - Applications to the Registrar General
1 - Interpretations
In this section, “Registrar General” shall refer to the Registrar General for England & Wales.
2 - Persons who may apply to the Registrar General for Gender Recognition
(1)A person making an application under Section 1 (1) of this Act may do so if they meet the condition that:
(a) is a subject of a UK birth registry entry or; (b) is not the subject of such an entry, but is an ordinary resident in England or Wales.
3 - Notice to be given by Registrar General upon receipt of application
(1)On receipt of an application under Section 1 (1) of this Act, the Registrar General must notify the applicant in writing, including electronic form: —
(a) that the application has been received (b) the date by which a Gender Recognition Certificate will be provided. (c)that the applicant has the right to revoke the Gender Recognition Certificate during the intermission period and is not limited to applying for a Gender Recognition Certificate again after this period. (d)reiterate that there is no cost for applying for a Gender Recognition Certificate in this instance or in future instances of application.
4 - Ground for which application is granted
(1)The Registrar General must grant application under section 1 (1) of this Act if—
(a) the application includes a statutory declaration by the applicant that the applicant meets the criteria of: (i) Section 1 of this Act (ii) Section 2 of this Schedule
(2) A statutory declaration shall be the only requirement by the Registrar General to process an application for a Gender Recognition Certificate
(a) An applicant may declare they intend to live in their acquired gender permanently but the absence of this must have no bearing on the processing of a Gender Recognition Certificate. (b) there shall be no charge for requesting a Gender Recognition Certificate at any instance of any application by an applicant.
(3)An application for a Gender Recognition Certificate is considered revoked if the applicant sends written notice stating their wish for the application to not continue before the day that a Gender Recognition Certificate is issued
5 - Certificate to be issued by the Registrar General
(1)The Registrar General must issue a Full Gender Recognition Certificate to an applicant by the date given under Section 3 (1) of this Schedule.
(2) If there is a delay in the issuing of the Gender Recognition Certificate, the Registrar General must inform the applicant, in writing, the reasons for such a delay.
(3) If there is an error in print, an applicant may, in writing, inform the Registrar General.
(a) The Registrar General must inform the applicant when the error will be fixed by, and issue a replacement Gender Recognition Certificate.
6 - Gender Recognition obtained outside of England & Wales
(1)When a person has obtained a Gender Recognition Certificate in Scotland or Northern Ireland, —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(2) When a person has obtained overseas gender recognition —
(a) the person has, for all purposes, received a Gender Recognition Certificate as issued by the Registrar General. (b) the person’s gender identity, or lack thereof, is the acquired gender identity
(3) in this Act, an “overseas gender recognition” means gender recognition recognised in a country or territory outside of the United Kingdom, which resulted in a person’s gender identity, or lack thereof, becoming the acquired gender identity.
This bill is written by The Rt Hon. Sir CountBrandenburg GCMG KCB CT CVO CBE PC MP MLA on behalf of the Liberal Democrats and co-sponsored by The Labour Party, The People’s Movement, Democratic Reformist Front and The Conservative and Unionist Party and inspired by the draft Gender Recognition Reform (Scotland) Bill
Acts referenced:
The Gender Recognition Act 2004
The Gender Equality Act 2015
The Gender Equality Enhancement Act 2015
The Gender Recognition (Amendment) Act 2018
Section 27 of Schedule 3 of the Equality Act 2010
The Equality (Amendment) Act 2020
Amendment 1, in the name of the Rt Hon. the Earl of Avon
remove from 2 - Amendments to the 2004 Act the following text;
"Section 2, except for (5) as amended —
(5) Where gender markings are required to denote gender identity in all official documentation including but not limited to Passports, Driving Licenses and correspondence from Government Departments, a non binary person shall be afforded the option to denote their legal gender identity an ‘x’, or as ‘non-binary’"
My Lords,
while the UK offers gender non confirming individuals the ability to place an "x" on any gender identity for internal UK use, it has so far resisted doing so for passports in order to keep them in line with the intentional standards for the content of a passport.
This was supported by the Court case R (Christie Elan-Cane) v Secretary of State for the Home Department
That not issuing such documents is not discriminatory on the part of the Home Office. The case rejected a claim that such a policy voided Article 8 ECHR was rejected in part due to the fact the government in this current age was reviewing what documentation for gender non conforming individuals required.
My Lords,
As part of this consultation the Passport office, it's self-put out a warning based on the experience of those in Australia with an "x" marker on the effect of outing Oneself to the authorities of less accepting countries, the implications of a British subject not having there passport recognised and thus not being facilitated the rights that One can normally expect abroad or worse facing expressed prosecution because of information in One's passport is something this house should consider.
It is for these reasons and not any other I wish for this chamber to debate in the next reading the inclusion of the aforementioned section in this Bill.
This division ends 30 July 2020 at 10pm BST.
Please vote Content, Not Content, or Present to Amendment 1.
submitted by lily-irl to MHOLVote [link] [comments]

Practicing SR since July 2017; currently have a 3+ month streak

2 accounts got shadowbanned for uploading this post. Spam filter kept on removing it this post. Messaged the moderators, but received no answer. Removed many links, so check post history for full version.

First time making a Reddit post. Estimated Reading Time: 15 minutes
Brief summary of post:
  1. History of Journey
  2. Using Subliminals (affirmations converted into audio) to reprogram the subconscious, overcome nocturnal emissions, and turbo-charge the Law of Attraction
  3. Experience from meditation retreats
  4. Massive booklist covering psychotherapy, spirituality, and general books such as negotiating and advanced social skills
  5. Fundamental shifts that occurred
  6. Experiences with semen-retention benefits
  7. How I overcame and conquered negative entities
  8. Tantric meditation method that actually works with zero side effects
  9. Experience on speaking Japanese for 1 full hour with native speakers without notes after 3 months of learning

Terminology:
Wet dream/WD – sexual dream causing semen emission while sleeping
Nocturnal Emission/NE – semen emission occurring while sleeping even without dreaming
Semen-retention/SR streak – avoiding porn, masturbation, and ejaculation whether conscious or unconscious
Nofap Hardmode – avoiding porn, masturbation, and conscious ejaculation. Unconscious ejaculation/WD is considered fine.

As the title suggests, my current streak started in the middle of June 2017. Haven’t watched any porn or masturbated in 3 years. Experienced almost all the benefits such as massive attraction (men, women, children), an aura/energy surrounding me, enhanced charisma, less need for sleep, insane levels of energy, drive, and motivation, zero anxiety or fear, massive confidence occasionally bordering on arrogance, increased manifestation/LOA, people admiring/respecting me for no reason, online attraction, less procrastination, better athletic performance, greater creativity/intelligence, the desire to live a purposeful life, greater emphasis on spirituality, and much much more. Could probably write several posts just on the benefits themselves. Only thing that didn’t improve was my skin, which was later fixed using subliminals.
It’s been a long journey, so I’ll start with background information, and later elaborate on how I managed to go from nocturnal emissions every 5 days (avg) to having a perfect SR streak for 3 months.
Used to watch anime which led to hentai (2013), and eventually western/japanese porn. Don’t even bother to search these terms on Google. It’s not worth it. Thankfully, those days are long behind me. As a side-note, I discovered the nofap/semen-retention subreddit in November 2017. Didn’t even know about SR before that.
I was raised a Catholic in a fairly religious family. Always started various streaks, and eventually broke them due to boredom/emotional coping/curiosity about new videos. Thankfully, I got good grades, read books, and was interested in self-development, but all that time spent on porn was a complete waste. Assuming I spent at least 2 hours everyday for 4 years (1460 days), it amounts to 122 complete days or around 4 months in total. It’s pretty sad on reflection, but at least the experience is now absorbed, and I can write this post.
On June 2017, after summer break started and final exams were over, I decided to permanently quit this habit. Downloaded an application called Cold Turkey and completely blocked all websites I used to visit. Now use Leechblock, which is available on most browsers (also use it to block/restrict access to non-NSFW websites which impair productivity like ESPN). Started 30 minutes of daily meditation (mindfulness + metta). Still continue the habits to this day, although the length is increased to 1 hour. Read Mindfulness in Plain English by Bhante Gunaratana and Lovingkindness by Sharon Salzberg for instructions. Have re-read these books multiple times.
Mindfulness will allow you to be self-aware of your mental conditioning, while metta (feeling compassion for yourself, a friend, neutral person, and enemy) can remove thoughts of lust and fundamentally alter your mental programming. Compassion is a very powerful exercise. Read “The Mindful Path to Self-Compassion by Christopher Germer” while you’re at it and learn tonglen. All of these books contain zero fluff, and are invaluable reads.
Started drinking 16 glasses of water (thought it would help skin, but helped in other ways), and doing 100 pushups + 100 sit-ups everyday. Increased it to 200 pushups + 200 sit-ups after 1 month. After 2 months, I made a decent amount of gains (SR helps), and people started asking me workout tips and what gym I go to. Had a Kindle Paperwhite, which is frankly one of my most valued possessions. Still works perfectly fine after 5 years, and costs only $130. Buy one now. Read a lot of books mostly consisting of biographies/spirituality/practical social skills/800+ page novels for around 6 hours per day. Still try to read for at least 15 minutes/1 chapter even when extremely busy. Will post a small booklist at the end of this post.
You can upload books to it for free if you lack money. Visit (gen.lib.rus.ec), download the ebook in epub/mobi format, open it with Calibre (https://calibre-ebook.com/), and send it to Kindle using USB. Knowledge is an investment that produces continuous returns. Warren Buffett spends 80% of his time just reading! and takes action based on that knowledge.
Even managed to have the motivation to learn Japanese by joining a foreign language exchange website. People, especially women, accepted and sent a lot of invitations to have a conversation; didn’t realize online attraction was due to SR back then. None of us showed our faces, so my physical appearance had nothing to do with it. From experience, the best way to learn a language was to make a phrase sheet with the most common phrases/questions, such as “okay”, “that’s awesome”, “what is that word in English/Japanese?” Basically a human AI bot. Don’t waste time trying to learn how to write the alphabet, although my primary purpose was to learn how to speak. Google Translate is good enough to understand the pronunciation.
I learned Japanese primarily by watching Terrace House. First watched the episode with subtitles, then re-watched it without, while simultaneously writing all the connectives/conversational phrases. You can try unique methods to remember, but brute-force memorization/review worked the best. Never tried Anki since it was cumbersome to use.
For the accent, the best way is to watch Japanese people trying to speak English, and try to mirror their accent as much as possible. It honestly helps. After 3 months, I could have a full 1 hour conversation in Japanese with a native speaker without looking at any notes. I wasn’t “fluent” (still stuttered and made mistakes), but it was a huge amount of progress for starting from scratch. Eventually after 6 months, I gave up practicing/speaking the language. I was mainly trying to fulfill a childhood fantasy, and I’m glad I tried since I learned a lot from it and got to talk with interesting people. But in reality, I stopped watching anime, and honestly never needed to speak Japanese in real-life. Now I barely remember any of the words, except a few basic phrases. Could probably last 30 seconds of full conversation at best.
So, everything was going great until December 2017. During this time period, I probably had wet dreams/nocturnal emissions every 1 – 2 months. Barely felt much difference since there was a decent time interval between emissions. Drank 2 glasses of water everyday before bed, slept on my stomach, and ate spicy food (practices that cause nocturnal emissions), but was perfectly fine. However in December I started having emissions every 2 weeks. Initially didn’t care about it. In January it started happening every 1 week. Nothing really changed in my life during this time to cause emissions to increase. Then it started happening every 5 days, every 3 days, sometimes even 2 days in a row!
Most of you will have no idea how terrible it feels to be on top of the world, and then suddenly crash down. The difference between living life with/without SR benefits is night and day. Even after sleeping 10 hours, I used to feel completely exhausted. People ignored me, or worse started “joking” around me. Complete disrespect by friends, family, and acquaintances. No energy/motivation to do anything. Constant brain fog, could barely concentrate. Felt even worse than my porn days when I ejaculated everyday. Voice completely shot, started feeling anxious about oral presentations for no reason, when I always excelled. Felt like my soul was dying. Those were really dark times. People started saying I “changed”, and started pointing out and constantly magnifying my flaws. It’s strange how people exaggerate our skills/talents on SR, while they completely ignore them post WD/ejaculation, and focus only on your flaws/mistakes. It makes you lose trust in everyone around you, as if all of them are energy vampires who only like you due to SR.
I grew desperate. During this whole time I meditated, practiced no lust/no arousal as best as possible since July 2017, yet emissions increased massively in frequency. Some occurred due to sexual dreams, but most were nocturnal emissions. Thought I had a UTI at first, and went to a general practitioner. He didn’t seem very reliable, so I went to a prominent urologist. Did all sorts of tests, paid a good amount of money, and the doctor said everything was fine. Having nocturnal emissions every 5 days was perfectly normal at my age. Encouraged me to masturbate regularly if it became an inconvenience :)
So medical science obviously failed. Started following all the tips/methods in this subreddit, and believe me I tried almost everything no matter how uncomfortable or time-consuming. Omad, avoid food/water before bed, vegetarianism, tantric meditation, different diets, various sleeping positions, no/increased meditation before bed, no/more exercise, yogic exercises, qigong, some tips mentioned by Soaring Eagle, prayed to God. None of them worked. The only method I didn’t try extensively were kegels. Initially tried a normal + reverse kegel routine, then found an article by coincidence on this subreddit about someone who permanently damaged their penis from doing kegels. Immediately stopped, thank you to that person for sharing your experience. It’s as if the universe was looking out for me. Best to avoid such risky methods even if you’re desperate. Currently sleep on my back since it avoids any "accidental physical stimulation" from occurring.
So this nocturnal emission phenomena continued for over a year. Some methods worked better than others, while for some, I wasn’t sure if it was merely the placebo effect. In mid-2019 I came across subliminal videos (finally the good part!) on YouTube. (https://www.youtube.com/watch?v=P0W5AB1sGr0) This video explains it more thoroughly, but basically you convert affirmations (sentences like “I am happy/smart/handsome”) into audio using text-to-speech software and reprogram your subconscious mind. Tried a beauty subliminal (https://www.youtube.com/watch?v=xEXaAsm-Iys) as a joke, but the next day I noticed changes in my facial structure. Listened for an hour the first day, which was easy given the music. You have no idea how amazing it feels to know that you can control your reality just by using your mind. Completely magical. Supposedly it works due to the Law of Attraction; you can find out more by reading/watching “The Secret” by Rhonda Byrne, and later reading all the books by Neville Goddard. Started using a skin subliminal as well (https://www.youtube.com/watch?v=iqi8Q80pspk and later moved onto https://www.youtube.com/watch?v=COxz8hvl14Y ), and now my skin is completely normal. Visited prominent US dermatologists, tried all sorts of acne medicine including Accutane, and even did SR, yet none of them worked. Skin was pretty terrible, and I was glad it got fixed. Took around 4 months of daily listening although it can be shortelonger depending on your belief, blockages, and levels of positivity. There’s a CIA document on holographic universes, astral projection, time travel, and psychic powers if you need scientific validation: https://www.cia.gov/library/readingroom/docs/CIA-RDP96-00788R001700210016-5.pdf
Disclaimer: Although there can be bad subliminal makers, they are very rare, and there has been only 2 of them in the history of the community. Someone named MindPower and Rose subliminals. The vast majority (99%) put positive affirmations. It’s best that you verify by checking all the comments, seeing their subscriber count, general personality, etc, but ultimately there’s no guarantee. The only way to make sure the affirmations are 100% positive and safe are to make them yourself or use a subliminal that blocks negative affirmations.
One thing to note is that physical change (biokinesis; search that term)/spiritual subliminals utilize the prana in your body to a certain extent to make changes. It makes sense since physical change is essentially a psychic poweenergy work. So your SR benefits/aura might temporarily decrease. Hydration is also recommended, and you will notice feeling thirsty. Personally drink 20 glasses of water everyday.
Obviously, my interest now turned towards using subliminals to cure nocturnal emissions. Unfortunately there’s a huge lack of subliminals regarding semen-retention or those targeted towards nocturnal emissions. Initially bought a subliminal using a paid request (you pay a subliminal maker for a specialized subliminal), but it didn’t work that well. Desired to be permanently free of nocturnal emissions, or at least reduce the frequency to once a month. So I decided to make my own subliminal. The affirmations will be posted below, and this is how I eventually cured my nocturnal emissions.
Steps on how to make your own subliminal:
  1. Write all the affirmations in a word document and save it.
  2. Download text-to-speech software like Balabolka and output the audio file in wav format (you want both uncompressed + lossless)
  3. Optional but recommended; download an audio editor like Audacity, and fast-forward the audio as much as possible using the “Change Tempo” effect. Personally I speed the audio to one second and then loop it 1000x. Continue the process as much as possible, but never make the audio length less than 1 second. Some subliminal makers make their subliminals even more powerful by creating multiple audio streams of their affirmations using different voices, merging all the voices together, and speeding them up. It’s called layering. Why super-sped affirmations work better can be somewhat explained by this article (https://www.psychologytoday.com/us/blog/sensorium/201812/experiments-suggest-humans-can-directly-observe-the-quantum), but science still doesn’t have all the answers. Will take time.
  4. Converting the affirmations to binary code (https://www.rapidtables.com/convert/numbeascii-to-binary.html) is a technique some subliminal makers use. Supposedly it penetrates the subconscious faster.
Affirmations Link: https://www.reddit.com/pureretention/comments/hg0tjb/practicing_sr_since_july_2017_finally_conquered/ (same content; scroll down to the subliminal section and download the affirmations file from the mega link)
Listened to this personal subliminal for 1 hour everyday for an entire month. Still listen just to be safe. Took months of testing and editing affirmations to make it perfect. Experienced massive sexual dreams on certain days, more than normal, and found out that entities could be responsible. Try to avoid this subreddit as well, since reading the posts can trigger memories. More energetically sensitive now, and sometimes there’s a lot of low-vibrational energy. On a side-note, porn cripples your aura and invites negative entities (https://www.awakeningstaryoga.com/blog/expanding-away-from-porn-aura).
Non-subliminal solutions:
  1. https://www.youtube.com/watch?v=lMx69hgYq0s (morphic field)
  2. https://www.youtube.com/watch?v=EWK0D1g069I (powerful aura cleanse; Tibetan bowl sounds)
  3. https://www.youtube.com/watch?v=7moRsibNyMA (reiki)
Subliminal solutions (ordered in terms of effectiveness):
  1. https://www.youtube.com/watch?v=8Kt9s5tY1YE
  2. https://www.youtube.com/watch?v=XvyPscRD1ss
  3. https://www.youtube.com/watch?v=NTmnrFzR0_Q (for spells, curses, black magic, etc)
  4. https://www.youtube.com/watch?v=8Kt9s5tY1YE (last resort)
The entire channel is a gem; these were some of the best. Have used them for a few months and feel much lighter and peaceful; experienced only headaches due to subconscious absorbing the affirmations, but zero negative effects.
Advice: Remember to immediately download any subliminal video you find that is useful in wav format (https://www.savethevideo.com/download). Subliminal channels are sometimes deleted by YouTube (spam filter) or the creators themselves.
Waited 3 whole months before deciding to make a Reddit post to make sure the method was 100% foolproof. Remember many people offering solutions in the past, yet 1 month later they would have another wd/nocturnal emission.
The first month there was a lot of fear. Will I have a wet dream/nocturnal emission tonight? Was so traumatized it was difficult getting to sleep every night. After the 2nd month, I experimented with sleeping on my stomach and eating/drinking before bed. Nothing happened. Stopped recently to stay careful.
After 2 years of suffering, this is a method that has worked. Try and see for yourself.
Present day:
How do you feel now? Some days it’s meh (due to flatline) like today; on other days I feel divine. No idea why flatline still occurs. Have regained all the benefits, feel love and happiness all the time. Experience intense states of bliss in meditation more frequently, although it’s just a distraction.
Religiously/Spiritually I’ve moved from Christianity to Buddhism/Advaita Vedanta/parts of New Age. Found them more practical and useful in life. Was inspired to aim for spiritual enlightenment after reading “The 3 pillars of Zen” by Philip Kapleau. Read it, it might change your life.
Have attended a number of meditation retreats now, along with 10-day ones. Everyone reading this post should try it. Understood how much our mental programming defined us, and that we aren’t are thoughts. Our childhood traumas define so much of our habitual reactions. Realized its okay to feel bored rather than chasing after constant stimulation.
Even attended a Jhana retreat, which is exclusive for people who have attended prior retreats. Entered intense states of meditative absorption, understood the permeability/impermanence of reality, and had all sorts of mystical experiences. Experienced past lives; can confirm my mind did not make it up, since it’s an experience you can constantly replicate using the same methods. Before attempting such methods, you need to have the ability to sit down and meditate continuously for at least 3 hours. If you live in the US, attend IMS (Insight Meditation Society) or any prominent Vipassana/Theravada related retreat. Zen is a valid form of enlightenment, but it personally felt unstructured.
Gave up music, took time since I was convinced it was needed for creativity. Instead, it was just a substitute source of dopamine and a way to avoid my emotions. Have much less brain fog after quitting. Only communicate using regular phone calls these days, which no one uses, and Snapchat/WhatsApp for texting. Avoid stories, waste of time. Instagram/TwitteFacebook are a waste of time unless you are using it for business purposes. The only social media you really need is LinkedIn.
Women: You’ll learn more about them by reading romantic novels, Korean mangas, and watching Kdramas then reading all that seduction/red pill stuff. Focus on general charisma (men and women) instead of a specific gender. Read “The Charisma Myth” by Olivia Fox Cabane; it’s the most practical book on social skills I have ever read, and possibly the most life-changing as well. Teaches you self-awareness, applies Buddhist psychology to social interaction. Used to train executives in Google, read it now (and do all the exercises). The bibliography sent me on a rabbit hole that made me read ton of books on psychotherapy, meditation, mindfulness, and Buddhism; this was before SR. Inspired me to practice meditation, although the habit only became regular after SR.
Read books such as Crucial Conversations by Al Switzer, Difficult Conversations by Douglas Stone, How to Talk so Kids will Listen by Adele Faber (works very well in general since even adults have childhood programming, and can act like children), Never Split the Difference by Chris Voss (FBI's chief international hostage and kidnapping negotiator from 2003 to 2007), Getting More by Stuart Diamond (trains negotiators at Google), and Pitch Anything by Oren Klaff (more theoretical but useful). Also read The Definitive Book of Body Language by Allan Pease and What Every Body is Saying by Joe Navarro. These are all books that will greatly improve your human interactions and contain limited fluff. Have re-read all of these books in difficult times, and they have never let me down. You should read it as well. Even if you become a monk, there’s lots of social infighting even in monasteries. Highly-developed social skills are invaluable whenever you are dealing with individuals. Read “How to make friends and influence people” by Dale Carnegie once in a while, since most forget to apply his “basic” advice. Learned a lot about oral presentations by watching Alan Shore on Boston Legal (TV show).
Current position in life? Studying for a bachelor’s degree. My family is financially well-off, and my father is paying for my college tuition and dorm. Scholarships aren’t available for all income levels. Although I come from “privilege”, the above information can help anyone regardless of their financial position. We live in an era where information is accessible to all social classes, so excuses aren’t that relevant. If you’re practicing SR, you are already 20 steps closer to success. The tips above can be applied for free as long as you have a computesmartphone. Read books starting from today, knowledge is a source of power. People spend so much time reading the news, scrolling social media feeds, reacting to comments, chatting about useless things with friends, binging shows on Netflix, browsing YouTube/Reddit, that time quietly passes by. Time is the most valuable commodity you have; don’t waste such a limited resource on things that will contribute nothing towards your purpose in life. Once it’s spent, you can never get it back.
Personally, I schedule the next day before going to bed. Leisure, Reading, Schoolwork, Meditation, everything is mapped out perfectly. Try to eliminate habits that just waste time and stick to your schedule perfectly (working on it myself). If you feel tired after work/studying, take a nap or meditate instead of receiving even more stimulation from videogames, YouTube, or other artificial dopamine sources. Try NoSurf.

Basic Booklist:

Spirituality:
  1. The End of Your World by Adyashanti (fantastic writer; must-read if you have had an awakening experience or believe you are "enlightened")
  2. How to Attain Enlightenment -> The Essence of Enlightenment by James Swartz (best introduction to Advaita Vedanta I have read so far)
  3. I am That by Sri Nisargadatta Maharaj
  4. In the Buddha's Words by Bhikkhu Bodhi (best introduction to Buddhist scripture)
  5. Why Buddhism is True by Robert Wright (secular perspective but informative; his previous book The Moral Animal is a good introduction to evolutionary psychology. Read this first if you are non-spiritual)
  6. Wisdom Wise and Deep by Shaila Catherine (comprehensive introduction by one of the best Jhana teachers in the US)
  7. Manual of Insight by Mahasi Sayadaw
  8. Emptiness: A Practical Guide by Guy Armstrong (good introduction to the Buddhist version of reality)
  9. Books by Loch Kelly (practical guide to non-dual meditation practices within Buddhism; The Little Book of Being by Diana Winston may be a better introduction)
  10. Seeing that Frees by Rob Burbea (really advanced but profound)
  11. http://awakeningtoreality.blogspot.com/2007/03/thusnesss-six-stages-of-experience.html (Buddhism > Advaita)
  12. Books by Robert Bruce such as Psychic Self-Defence and Energy Work
  13. Psychic Witch by Mat Auryn
  14. Dream Yoga by Andrew Holecek (amazing/practical book on lucid dreaming -> dream yoga)
  15. Autobiography of a Yogi
  16. The Practice of Brahmacharya by Swami Sivananda and Soaring Eagle (https://forum.nofap.com/index.php?threads/6-years-clean-rebooting-as-the-best-remedy.135983/) if you haven’t read already
  17. Xunzi trans. by Eric Hutton (final evolution of Confucianism)
Novels (use translators mentioned):
http://gen.lib.rus.ec/fiction/? for foreign literature

  1. Musashi by Eiji Yoshikawa (Taiko is decent as well, but this one was a masterpiece)
  2. Romance of the Three Kingdoms trans. Moss Roberts
  3. The Dream of the Red Chamber trans. David Hawkes (read it in the summer of 2017, profound but not all may see the deeper meaning)
  4. The Nine Cloud Dream trans. Heinz Insu Fenkl
  5. Atlas Shrugged by Ayn Rand (Inspirational for Entrepreneurs, however don’t start adopting this book as economic philosophy. It’s just a novel!)
  6. The Alchemist by Paulo Coelho (read now if you are experiencing an existential crisis)
  7. Dostoevsky’s Crime and Punishment + The Brothers Karamazov (optional reading; prefer Pevear translation)
  8. Perry Mason and Sherlock Holmes Series (pleasure reading but not useless)
Psychotherapy (never visited a therapist, but found these useful):
  1. Getting Past Your Past by Francine Shapiro (by the founder of EMDR, best practical book on trauma and exercises to resolve it)
  2. Complex PTSD: From Surviving to Thriving (another immensely practical book on recovering from trauma)
  3. Breaking the Cycle by George Collins (best practical workbook on sexual addiction I have read; all should read)
  4. Get out of your mind and into your life by Steven Hayes (Was mentioned in the charisma myth booklist; take control of your thoughts and mind by the founder of ACT)
  5. Mindful Compassion by Paul Gilbert and Choden (prominent researcher on compassion applied to therapy; part one can be boring, but part two on practical exercises is invaluable)
  6. Feeling Book by David Burns (rightfully a classic book on therapy and CBT; read if you are suffering from depression)
  7. Healing Development Trauma by Laurence Heller (best book on the impact of childhood/development trauma but meant for therapists, might explain why we use addiction to cope from childhood memories; google ACE study as well)
  8. The Boy who was raised as a Dog by Bruce Perry (stories about children experiencing trauma. Increases empathy for yourself and others; you realize how childhood trauma affects how a lot of people think and behave)
  9. Whole Again: Healing Your Heart and Rediscovering Your True Self After Toxic Relationships and Emotional Abuse by Jackson MacKenzie (fantastic book on recovering from relationship abuse. Many of us have emotional baggage that fuels coping and addiction loops. Read Healing from Hidden Abuse by Shannon Thomas as well.)
  10. Self-Compassion by Kristen Neff (optional reading, but complimentary)
For biographies, read those of presidents and important leaders. Also about famous/successful individuals. Read all of Ron Chernow’s books. Abuse the Amazon Search Engine and look through their categories. Reading biographies can fundamentally enhance your worldview so you realize that real-life issues are much more nuanced and gray rather than black and white. Also shows how successful people deal with difficult crises and their perspective on life. Especially for public policy. If a President implements an economic policy that has short-term gains, but long-term loss, he has a greater chance of being re-elected. However, short-term loss in favor of long-term gain is the correct policy. Employ critical-thinking! Avoid cable news even if you need to stay informed. Don’t even have a television in my house. Unnecessary. Just read 2 – 3 reputable news sources for 20 minutes max. Sometimes I even avoid the news since there’s too much negativity.
https://www.reddit.com/kundalini/comments/1unyph/a_tantric_perspective_on_the_use_of_sexual_energy/ (tantric meditation technique that actually works; you are supposed to do it for 1 hour. Optional.)
https://www.reddit.com/kundalini/comments/2zn8ev/grounding_201_two_effective_quick_methods/ (energetic protection + grounding method after doing the tantric meditation)
Avoid learning Mantak Chia’s techniques from a book, since some have suffered side-effects to their energetic/biological body. For NEO, Tibetan buddhists practice meditation for 13 years before attempting it (https://en.wikipedia.org/wiki/Karmamudr%C4%81). Not easy. Not sure about women, since SR streak is more important. Don’t pick a partner to fulfill some kind of emotional void, or due to societal programming where women are held to be the ultimate goal. Spiritual Enlightenment is the ultimate goal now, but even enlightened people need money for food and shelter.
Youtubers I follow are Graham Stephan, Ryan Serhant, Rupert Spira, and https://www.youtube.com/channel/UCUX1V5UNWP1RUkhLewe77ZQ (cured women objectification for me; wholesome content) although mostly I avoid the website. Easy to loose track of time.
Avoid smoking, alcohol, recreational drug use (https://www.elitedaily.com/wellness/drugs-alcohol-aura-damage/1743959), casual sex (https://mywakingpath.wordpress.com/tag/aura/; sensitive images but useful), and fast food. Budget your money, and learn how to save as much as possible.
Hope everyone reading this post experiences their definition of success and leads a purposeful life. Will end it by stating two quotes that have inspired and guided me:
“You yourself have to change first, or nothing will change for you!”
― Hideaki Sorachi
“It is not important to be better than someone else, but to be better than you were yesterday.”
― Jigoro Kano (Founder of Judo)
Update 1, 2, 3: Added a post summary and the audio as well in the affirmations link
Update 4: https://starseedsunited.com/negative-entities-and-psychic-attacks (basic article on entities)
Some solutions are posted above. Updated* daily routine:
  1. https://www.reddit.com/kundalini/comments/1xyp5k/a_simple_and_universal_white_light_protection/ (basic psychic self-defence)
  2. https://www.youtube.com/watch?v=8Kt9s5tY1YE (at least once everyday; cures sexual dreams and flushes all entities)
  3. https://www.youtube.com/watch?v=yLeubTQv65Q (best shielding subliminal so far; general protection. Listen at least once everyday)
Note: Will continuously update this post based on further clarification. Close to 40,000 character word limit.
submitted by RisingSun7799 to Semenretention [link] [comments]

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